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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Quick response/outcome.

Quick response/outcome. Had a decision within a day and customer service good when required to provide more info. Only downside would be wait times on phone line Reviewed on: 7th July 2025

Very good customer service and so easy to apply very...

Very good customer service and so easy to apply very happy with the service today and definitely would recommend Reviewed on: 7th July 2025

Clockwise have helped me out financially so much

Clockwise have helped me out financially so much Reviewed on: 7th July 2025

I was struggling to sort my debts out after being in...

I was struggling to sort my debts out after being in a dv relationship and clockwise was a massive help I am still in debt but almost getting out of it but if it wasn’t for clockwise I wouldn’t of managed they’re very helpful Reviewed on: 7th July 2025

I had trouble signing up at first so I called and th...

I had trouble signing up at first so I called and the advisor was lovely & helpful. The call was quick and easy and it was all sorted there and then. Reviewed on: 7th July 2025

Very good people recommend them to anyone

Very good people recommend them to anyone Reviewed on: 7th July 2025

Good customer service and polite service helpful

Good customer service and polite service helpful Reviewed on: 7th July 2025

Very reliable and helpful with great information abo...

Very reliable and helpful with great information about loans. I have been with them for about 17 years. Reviewed on: 7th July 2025

Clockwise has been a life saver!

Clockwise has been a life saver! Whenever I've needed a loan its a quick application away. You get a decision in minutes and can accept the loan straight the way, the loan will be paid to you the same day and its fast to payback. Clockwise is Fantastic and i wish i knew about them sooner. I woukd 100% recommend to family and friends. Reviewed on: 7th July 2025

Great customer service.

Easy online. Application waiting the the approval was 24 hours and signing and getting funds was within 2 hours. Reviewed on: 7th July 2025

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