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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Clockwise has helped me a lot through difficult fina...

Clockwise has helped me a lot through difficult financial situations there repayments aren’t drastic and they are understanding with difficult times. There top up loan system has saved me many times I would definitely recommend clockwise to friends and family and have done in the past. Reviewed on: 7th July 2025

Clockwise credit union has been my lifeline for many...

Clockwise credit union has been my lifeline for many years now, helping me out at difficult times of the year and some improvements I have been able to make for example in my home wouldn’t have been possible without the support from clockwise credit union, which improves mine and my children’s quality of life and also has a very positive impact on my mental health. Thank you Reviewed on: 7th July 2025

Amazing and quick service.

Amazing and quick service. Quick response Reviewed on: 7th July 2025

Clockwise has always helped me

Clockwise has always helped me when ive needed abit if extra cash for projects or to see me through the christmas period. The interest is reasonable and provide affordable weekly payment options. Ide definitely recommend the use if their services when needs must. Reviewed on: 7th July 2025

Poor customer service and was more difficult to appl...

Poor customer service and was more difficult to apply for than advertised. Reviewed on: 7th July 2025

easy to spek to staff.

easy to spek to staff. easy to access services. honest and treat you with dignity. help you to budget Reviewed on: 7th July 2025

Very helpfull and excellent help

Very helpfull and excellent help Reviewed on: 7th July 2025

Honestly the best.

The best. I don’t know what I would have done without clockwise, the easiest loan too, and I love the backup loan too where you can just tell them what for and it extends your loan time. Honestly would recommend this to anyone and everyone. Very pleasing. And the staff are polite and helpful too. Reviewed on: 7th July 2025

Excellent services from start to finish.

Excellent services from start to finish. Very quick response from clockwise. Quick transfers from account to main bank account. Very quick decision making when either applying to topping up loans Reviewed on: 7th July 2025

On a whole experience is great just a few issues wit...

On a whole experience is great just a few issues with money transfers online Reviewed on: 7th July 2025

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