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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

The Customer Service is brilliant always there to he...

5
The Customer Service is brilliant always there to help and quick I would definitely recommend everyone to clockwise even for saving and having account with them is good Reviewed on: 7th July 2025

Never experienced an issue with credit union always...

5
Never experienced an issue with credit union always fast and helpful Reviewed on: 7th July 2025

Very good made me feel a lot better

5
Very good made me feel a lot better Reviewed on: 7th July 2025

Always been helpful, never had any issues with them

5
Always been helpful, never had any issues with them Reviewed on: 7th July 2025

Good, happy with service never had a problem always...

5
Good, happy with service never had a problem always be easy to manage Reviewed on: 7th July 2025

Quick service, very helpful.

5
Quick service, very helpful. Easy app to work, very straightforward Reviewed on: 7th July 2025

Quick and affordable loans.

5
Clockwise offered affordable loans and repayment plans when I needed help. The process was quick and simple and most of it was completed online. Reviewed on: 7th July 2025

Always been straight forward for a loan or a top...

4
Always been straight forward for a loan or a top up Reviewed on: 7th July 2025

Brilliant

5
Brilliant to work with if ever needed Reviewed on: 7th July 2025

Fantastic

5
Always help me when I need that bit of extra money Reviewed on: 7th July 2025

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