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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Never had a bad experience!

I have been with clockwise for several years never had a bad experience! Always had a friendly and helpful member of staff in store, over the phone and via message on the app. I have previously had difficulty with payment due to a change in my circumstances clockwise was understanding and worked with me to help sort the situation I was in. I have and will continue to recommend clockwise. Reviewed on: 4th July 2025

Exceptional services every time been with the for mo...

Exceptional services every time been with the for more than 5 years and never been let down Reviewed on: 4th July 2025

Lovely staff when I speak to them on the phone, alwa...

Lovely staff when I speak to them on the phone, always there to help when I need it. Whenever I need a loan their response is always quick. Definitely recommend clock wise. Reviewed on: 4th July 2025

Very easy to re apply for loans and money is sent in...

Very easy to re apply for loans and money is sent instantly Reviewed on: 3rd July 2025

Reliable and fast, the app is good too as you don’t...

Reliable and fast, the app is good too as you don’t have to phone and wait on hold Reviewed on: 3rd July 2025

Excellent customer service always happy to help

Customer service friendly and quick reply when I leave a message. The easy process to apply for a loan has helped me in many emergencies. Low interest rates so I'm not paying an extortionate amount back. Reviewed on: 3rd July 2025

Always a quick answer for loans and replying to onli...

Always a quick answer for loans and replying to online messages- staff are very helpful and always explain things well so there’s no hidden surprises - I’ve always been very happy with all clockwise service Reviewed on: 3rd July 2025

Ease & Comfort

Always a quick and easy process once all checks are made and never made to feel any type of way for needing to borrow money, makes you feel at ease. Reviewed on: 3rd July 2025

Easy to talk to and listen great rates on loans high...

Easy to talk to and listen great rates on loans highly recommended Reviewed on: 3rd July 2025

Exceptional customer service.

Exceptional customer service. Thank you Reviewed on: 3rd July 2025

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