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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Clockwise credit union are very quick with their res...

Clockwise credit union are very quick with their responses on getting back to you and you also receive the money on the same day or 1 day after which is very beneficial. They have a variety of options you can choose from such as savings or a loan or you can do both at the same time as you’re paying the money back which will be an extra cost it just depends on how much you choose to save a month. Reviewed on: 3rd July 2025

I have been with clockwise credit union for 2 years...

I have been with clockwise credit union for 2 years now . And I think it is very good they don’t put much interest on at all which helps loads Reviewed on: 3rd July 2025

It was such a easy process, the staff are also great...

It was such a easy process, the staff are also great, they made the process so easy, explaining it all step by step Reviewed on: 3rd July 2025

Very easy to get loans!

Very easy to get loans! Pay out same day next day even. Highly recommend staff are also lovely Reviewed on: 3rd July 2025

Prompt, Professional, Precise

I've had a great experience using Clockwise Credit Union. From the start, their communication was clear, professional, and to the point. They responded quickly to questions and explained everything in a way that was easy to understand. The service itself was excellent, punctual, well-organized, and delivered exactly as promised. What I appreciated most was their reliability and no-nonsense approach. They did what they said they would, with no surprises. If you’re looking for someone who is easy to work with, direct, and dependable, I highly recommend them. I would definitely use their services again. Reviewed on: 3rd July 2025

Quick and easy loan application , manageable repayme...

Quick and easy loan application , manageable repayment s Reviewed on: 3rd July 2025

Been a customer over 10years!

Iv been with clockwise over 10 years and never had a problem always been great when I need them Reviewed on: 3rd July 2025

Great service, easy application and smooth process

Great service, easy application and smooth process Reviewed on: 3rd July 2025

I had an unlucky time where I became homeless in2023...

I had an unlucky time where I became homeless in2023 and lost all my banks and struggled to get accepted for an account everywhere until I applied to clockwise. I was accepted for an account and as time went on I found a flat to live and clockwise offered me a loan I took the loan and the repayments where affordable and fair which made it possible for me to furnish my home I can now get other bank accounts but I’m sticking with clockwise as they were there to help. Thank you all Reviewed on: 3rd July 2025

credit union always there for you

credit union always there for you Reviewed on: 3rd July 2025

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