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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Got the money I needed

5
Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

Clockwise helped me during an incredibly difficult t...

5
Clockwise helped me during an incredibly difficult time in my life. I had left a domestic violence relationship with my daughter and didn’t have any money. Clockwise were able to give me a loan and allow me to top up the loan when I needed too which helped us get back on our feet. The customer service is great and I couldn’t be more thankful for how they have supported us. Reviewed on: 16th June 2025

loan review

5
I have had several loan products from Clockwise in recent years; the application process was easy and customer support helpful Reviewed on: 16th June 2025

Clockwise is Great

5
Very helpful, great service, support and products. Reviewed on: 16th June 2025

Easy affordable loan

5
Easy to apply and fast decision. Reviewed on: 16th June 2025

Really simple to understand, quick to set up

5
Really simple to understand, quick to set up Reviewed on: 16th June 2025

The Whole Experience

5
The whole process of applying for the loan was quick, I was kept informed of where I was in the process and what I needed to do to proceed. Staff always very helpful and friendly. Any questions I had answered efficiently could not fault the service. Reviewed on: 16th June 2025

100% recommend

5
Brilliant service, easy to access, great customer care! Always ready to support the best they can and always resolve any queries promptly! Reviewed on: 15th June 2025

Good customer service and polite staff

5
Good customer service and polite staff Reviewed on: 15th June 2025

Amazing service and works for people on benefits and...

5
Amazing service and works for people on benefits and that are in need of a loan Reviewed on: 14th June 2025

I haven't gotten a successful loan here yet, but I d...

4
I haven't gotten a successful loan here yet, but I don't this feels like a safe space Reviewed on: 14th June 2025

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