Write a review

Go to business site

Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

View other Clockwise Credit Union products

4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

Read all reviews See your review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Great company.

Great company. Im on benefits and found it easy and quick to get an affordable loan with affordable monthly repayments Reviewed on: 14th June 2025

I have been with clockwise a while now comes straigh...

I have been with clockwise a while now comes straight out my child benefit so easy never had any problems Reviewed on: 14th June 2025

Always amazing service and easy to understand when t...

Always amazing service and easy to understand when taking a loan out with them Reviewed on: 14th June 2025

Prompt and excellent customers care .

Prompt and excellent customers care . best online performance. loan procedures and apr is superb Reviewed on: 14th June 2025

Highly recommend

I'm single mum with bad credit score. Clockwise Credit Union helped me when I was in need with loan. Customer service was very helpful and understanding. As English isn't my first language they were very patient to explain me everything and find way to help. Highly recommend Reviewed on: 14th June 2025

Great credit union

Never had any problems at all. Loans are straight forward Reviewed on: 14th June 2025

Easy to apply for a loan.

Easy to apply for a loan. Interest are good too. Staff are very helpful. Reviewed on: 14th June 2025

Clockwise cares

I have been a clockwise customer for over 10 years. They are friendly helpful and supportive. They have also carried out some fantastic outreach work in my community. Clockwise have helped me through some difficult financial times in my life and their help as been a safety net in times of need. Thank you clockwise Reviewed on: 14th June 2025

Fantastic experience every time

Had a number of loans over the years always been so friendly & helpful. Been a member now for almost 10 years .Absolutely amazing service. 10/10 Reviewed on: 13th June 2025

First rate company no added strings

I have been with credit union for a number of years. It's a great way to put a little bit of money aside each week. Loans are easy to apply for with a quick decision and transfer of funds. Once my current balance is paid off I will continue paying in. I know that if I ever need to transfer money from them into my bank account I can do super quick and easy. Highly recommended Reviewed on: 13th June 2025

Alternative products

Personal Loans
from Smart Money Cymru Community Bank 4.27 from 30 reviews
Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews
Personal Loan
from Lloyds Bank 4.44 from 55 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub