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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great service

5
Such a helpful app to manage my finances, very easy to use. Reviewed on: 4th April 2023

Emma keeps an eye out on my bank account

5
I really like to budget my monthly income with Emma. I never knew how much I was really spending on certain things, but now I am more mindful about my spendings. I find the app to be easy to use and it has some really convenient features. For example, you can make you own budget categories and users are able to exclude some incoming or outgoing money, etc. After trying the app for free, I am convinced I need this app and will continue using it. Reviewed on: 4th April 2023

Great App

5
Really enjoying using Emma. Really useful and keeps me on the straight and narrow. Reviewed on: 4th April 2023

Simply Awesome

5
Superb app to help plan, schedule and see over all your financials. Awesome! Reviewed on: 4th April 2023

Good

4
Good. Thanks for your service. It is appreciated. Reviewed on: 4th April 2023

Emma is GREAT

5
Emma gets you to do all the things you know you should have been doing for years!! It’s so easy to use - and very user friendly. Emma saves me money by making me think about EVERY transaction. Life changing app! Reviewed on: 4th April 2023

Perfect Service

5
Easy to use app which promotes saving, investments and transparent banking. Reviewed on: 4th April 2023

Emma / Future

5
Future of management. Practically, friendly and trustworthy. Reviewed on: 4th April 2023

Saving app

4
This soo has helped me saved for my holiday for Thailand that I’m going to in few days! I’ve managed to save up over £1400, I am so happy Reviewed on: 4th April 2023

Great app for keeping track of finances.

4
I am terrible at budgeting and being organised with finances and ever since I downloaded Emma, I have been able to keep a close eye on what comes in and out of my account and am able to see what I can spend whilst keeping enough money for my bills. Thanks to Emma I have been able to save money and plan for other financial commitments. I would highly recommend Emma to those who have not yet downloaded it. Reviewed on: 4th April 2023

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