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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great service

Such a helpful app to manage my finances, very easy to use. Reviewed on: 4th April 2023

Emma keeps an eye out on my bank account

I really like to budget my monthly income with Emma. I never knew how much I was really spending on certain things, but now I am more mindful about my spendings. I find the app to be easy to use and it has some really convenient features. For example, you can make you own budget categories and users are able to exclude some incoming or outgoing money, etc. After trying the app for free, I am convinced I need this app and will continue using it. Reviewed on: 4th April 2023

Great App

Really enjoying using Emma. Really useful and keeps me on the straight and narrow. Reviewed on: 4th April 2023

Simply Awesome

Superb app to help plan, schedule and see over all your financials. Awesome! Reviewed on: 4th April 2023

Good

Good. Thanks for your service. It is appreciated. Reviewed on: 4th April 2023

Emma is GREAT

Emma gets you to do all the things you know you should have been doing for years!! It’s so easy to use - and very user friendly. Emma saves me money by making me think about EVERY transaction. Life changing app! Reviewed on: 4th April 2023

Perfect Service

Easy to use app which promotes saving, investments and transparent banking. Reviewed on: 4th April 2023

Emma / Future

Future of management. Practically, friendly and trustworthy. Reviewed on: 4th April 2023

Saving app

This soo has helped me saved for my holiday for Thailand that I’m going to in few days! I’ve managed to save up over £1400, I am so happy Reviewed on: 4th April 2023

Great app for keeping track of finances.

I am terrible at budgeting and being organised with finances and ever since I downloaded Emma, I have been able to keep a close eye on what comes in and out of my account and am able to see what I can spend whilst keeping enough money for my bills. Thanks to Emma I have been able to save money and plan for other financial commitments. I would highly recommend Emma to those who have not yet downloaded it. Reviewed on: 4th April 2023

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