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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great App

5
A great App to keep on top of your finance. See how much on top and below your budget are. Exactly what I was looking for. Reviewed on: 4th April 2023
Akikur 's avatar
Akikur

One stop place

5
Emma is like a personal chartered accountant, since I started using Emma I have saved so much more money than i used before. So i strongly recommend Emma Reviewed on: 4th April 2023
Joshi Manohar Madivada's avatar
Joshi Manohar Madivada

Clean, simple, and effective

5
Been using Emma for a while and it’s taken the stress out of banking. It’s simple, the user interface is clean, and it’s works when and how i need it. Reviewed on: 4th April 2023
Chris's avatar
Chris

Brilliant!!

5
Fast, easy and accessible way to track my finance and budget! Reviewed on: 4th April 2023
Maria Borisova's avatar
Maria Borisova

Super useful for budgeting especially as a student.

5
Emma has really helped me categorise where my money is going and as a student as I can see where my money is spent the most which makes creating a budget so easy. Reviewed on: 4th April 2023
Matilda Hodgkinson's avatar
Matilda Hodgkinson

Amazing app

5
I’ve learnt so much about finance using Emma Reviewed on: 4th April 2023
N's avatar
N

Great simple app

5
Good easy app that really help me with financing... Reviewed on: 4th April 2023
Olivia 's avatar
Olivia

Easy to use

4
i use Emma for tracking my debt and spending… Reviewed on: 4th April 2023
Evelyn Gasa's avatar
Evelyn Gasa

Best Lifestyle Bugdet Manager

4
The Emma budget tracker app is an excellent tool for anyone looking to take control of their finances. The app's interface is user-friendly and intuitive, making it easy to track expenses, set budgets, and monitor your financial goals. One of the standout features of the Emma app is its ability to sync with all of your bank and credit card accounts, giving you a comprehensive view of your finances in one place. The app uses bank-level encryption and security protocols, ensuring that your information remains safe and secure. The app's budgeting tools are also very helpful, allowing you to set up monthly budgets for various categories like food, transportation, and entertainment. You can track your spending against your budget in real-time, making it easier to adjust your spending habits if needed. Another great feature of the Emma app is its bill tracking capabilities. You can link your utility bills, rent payments, and other expenses to the app and receive notifications when they are due. This feature helps you avoid missed payments and late fees, saving you both time and money. In addition to its core features, the Emma app also offers personalized insights and recommendations based on your spending habits. You can also earn rewards for referring friends to the app, which is a nice added bonus. Overall, I highly recommend the Emma budget tracker app to anyone looking to take control of their finances. Its user-friendly interface, robust features, and personalized insights make it a standout option in the crowded world of budgeting apps. Reviewed on: 4th April 2023
Kingsley Okafor's avatar
Kingsley Okafor

Simple and extremely easy to navigate.

5
A great way to pull all my financials together in one manageable place. Reviewed on: 4th April 2023
T Marston's avatar
T Marston

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