Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Greatest

I am very happy and love to use this app. Reviewed on: 4th April 2023

Great app

Great app, only on basic plan but does what I need it for. Good for tracking payments and budgeting. Weekly quiz is also fun. Reviewed on: 4th April 2023

Best thing since sliced bread.

Best thing since sliced bread. I use it every day. Reviewed on: 4th April 2023

Excellent app to help manage finances

I got this app when I started seriously considering getting a mortgage. This app helped me realise what my weekly, monthly outgoing and incomings were and put them in a nicely organised user interface to make me realise how much I needed to save each month to make it realistic. The app is much more down to earth than a normal banking app. They’re too formal sometimes and make tracking money seem more of tedious chore rather than an experience where you can actually learn more about your finances. Reviewed on: 4th April 2023

Easy and quick!

Emma helps me keep an eye on my spending, and I've been able to save more but reducing unnecessary outgoings! Plus I can see when I am spending too much over the month and start to cut back. Reviewed on: 4th April 2023

Amazing

Amazing fancial company ,easy step , understanding, easy to follow Reviewed on: 4th April 2023

The best app I have ever downloaded!

Emma has been a life saver when it comes to keeping track of my finances. I have been able to successfully save money by having more visibility over where my money is going. I have recommended Emma to all of my friends who are looking to save money and control their spending and they all love it too! Thanks, Emma! Reviewed on: 4th April 2023

Excellent App

I’ve used a lot of similar apps but Emma offers more and it feels more personalised Reviewed on: 4th April 2023

Great way to keep on top of things!

I’ve been using Emma for roughly a year now. It has been a great way to really hone in on my spending and saving. Whilst I haven’t looked into the investments section (purely out of lack of confidence) it is something I’d consider in the future Reviewed on: 4th April 2023

Quality product

Fantastic product and fantastic customer service Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Mortgage App
from Lendr 0.00 from 0 reviews
App
from Dashly 4.46 from 19 reviews
Money Transfer
from Currency Solutions 4.06 from 1 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub