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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

So so useful!

5
Emma is amazing if you want to understand your finances better. Reviewed on: 3rd April 2023

Reliable and simple budget tracker

4
Emma is a useful app that helps me keep track of my spending as well as providing a few other helpful features! Reviewed on: 3rd April 2023

Simple, effective, and free!

5
Having used the Emma finance app for more than 3 years, I cannot recommend it enough. Bringing all my banks and investments together into one place makes it all easy the manage. The automatic categorisation of transactions is great for keep track of things too. I can't speak highly enough of this app. Reviewed on: 3rd April 2023

Super Useful!!

5
A really genuinely useful app, I can easily have all my info in one place. Reccomeded to me by a friend- it makes sending and receiving money between friends way easier. Highly recommend!! Reviewed on: 3rd April 2023

Keep on top of your finances

5
Good overview of your money and alerts if you go overdrawn or not enough money in the bank to pay bills before they are due out. Reviewed on: 3rd April 2023

Horrible company, untrained staff

1
They keep trying to get you to sign up and in their push to do so they sent out promotional emails with inaccurate information. Once you check the "deals" on the app it shows something else completely. And their marketing emails always have mistakes with the percentage of the discounts which makes you wonder how you can trust them with your data Reviewed on: 3rd April 2023

Fantastic for students

5
as a student ive fried tonnes of ways to try and help myself save money and keep track of what is coming out of my bank, this app is the best way i’ve found! Reviewed on: 3rd April 2023

Enjoying

4
Good to see progress I’ve made with savibfs Reviewed on: 3rd April 2023

Great app great visibility

5
Great to be able to see the details of your transactions Reviewed on: 3rd April 2023

Greater control over my finances and personal wealth.

5
Emma allows me to have greater control over my finances and I get regular status reports on all my bank accounts at any time of day. It also allows me budget more carfully. All for free, too! Reviewed on: 3rd April 2023

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