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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

The banking app that saves me money!

5
Emma is such a great way to track spending habits. Using this app has saved me so much money! It lets you set budgets for different spending categories and sends alerts when approaching them. So useful. Reviewed on: 3rd April 2023
Angela Webster's avatar
Angela Webster

Emma has changed the Financial Game!

5
Emma has allowed me to check all of my spending into precise categories so I know exactly how much I am spending on what. The company has just introduced rent reporting where you can report if you have paid your rent on time in order to directly improve your Credit Score without the added downsides of your Credit Score going down if you miss a payment and pay late for any reason. They are constantly and actively working on ways to help their customers, not just their subscribed customers but the customers who are not paying a subscription. I thank you Emma for all your hard work and your love to your customers, keep up the good work!! Reviewed on: 3rd April 2023
Elysee Kayonda's avatar
Elysee Kayonda

Brilliant information at your fingertips

5
Spot on everyday all day. Love the analytics. Really helpful Reviewed on: 3rd April 2023
carla's avatar
carla

Useful app

5
Can’t fault this app, very useful for tracking spending and finances. Handy and easy to use and provides a valuable insight, it’s efficacy cannot be understated in the current financial climate. Reviewed on: 3rd April 2023
Tom TB's avatar
Tom TB

Good but not perfect

4
There are delays for updates from Emma, and some technical errors occasionally, but it works better than most budgeting apps. Reviewed on: 3rd April 2023
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Neo Furby-Yorke

Managing money

5
Emma has helped me save so much and manage my money so much more especially as the living crisis has rise up recently this has helped me save and manage my money more Reviewed on: 3rd April 2023
Mayowa 's avatar
Mayowa

I am finally in control of my finances!

5
I used to be quite bad at managing my money, but since using this app I know exactly where I am at all times. I love how customisable it is allowing me to create categories that work for me. I wouldn’t be without it now. Reviewed on: 3rd April 2023
Rachel's avatar
Rachel

Great free app

4
It's hard to complain about Emma when you consider the features that are available completely free. The functionality is excellent and although it require a little intervention to categorise everything perfectly this mean that you check in regularly which is arguable a good thing given the purpose of the app. I've been using Emma for about 6 months now and I feel significantly more confident in my budgeting which is invaluable given the current financial climate. Reviewed on: 3rd April 2023
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Xanthe Maddocks

Emma UI Ease

5
Very easy to quickly see your spending patterns and the weekly reports are great. Reviewed on: 3rd April 2023
Jack Turnham's avatar
Jack Turnham

Control

5
If you want full control over your finance, this is the app you need. Reviewed on: 3rd April 2023
Yohan-Marie Burrun's avatar
Yohan-Marie Burrun

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