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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great for keeping track

5
Really like having everything in one place, easy to use and keeps me on track of things. So far it has been great for saving Reviewed on: 3rd April 2023
Amy Dunne Miller's avatar
Amy Dunne Miller

Great App

5
This is a great app to help you keep track of your finances and spending. There are categories for keeping up with what you are spending your money on or where it is coming from and it can add more if the one you need isn't there. You can also split purchases into multiple categories. I do wish they included banks and credit cards based in countries other than the UK. Reviewed on: 3rd April 2023
Laure Dehon's avatar
Laure Dehon

Good app

4
Good app for monitoring balance and improving credit score Reviewed on: 3rd April 2023
Giuseppe Evangelista's avatar
Giuseppe Evangelista

Good

5
Very useful app for managing and tracking Reviewed on: 3rd April 2023
A S's avatar
A S

Good free features

4
Happy sith the free features and has helped me very mindful of spending Reviewed on: 3rd April 2023
Luke Otley's avatar
Luke Otley

Brilliant for investing and saving

5
Helps me keep budget on all my expenses, brilliant saver and amazing for learning to invest. Reviewed on: 3rd April 2023
Bradley Bishop's avatar
Bradley Bishop

Good App

5
Absolute game changer. From someone who didn't have any understanding of my finances, Emma has put me back in the drivers seat. Reviewed on: 3rd April 2023
Peter Eckersley's avatar
Peter Eckersley

The banking app that saves me money!

5
Emma is such a great way to track spending habits. Using this app has saved me so much money! It lets you set budgets for different spending categories and sends alerts when approaching them. So useful. Reviewed on: 3rd April 2023
Angela Webster's avatar
Angela Webster

Emma has changed the Financial Game!

5
Emma has allowed me to check all of my spending into precise categories so I know exactly how much I am spending on what. The company has just introduced rent reporting where you can report if you have paid your rent on time in order to directly improve your Credit Score without the added downsides of your Credit Score going down if you miss a payment and pay late for any reason. They are constantly and actively working on ways to help their customers, not just their subscribed customers but the customers who are not paying a subscription. I thank you Emma for all your hard work and your love to your customers, keep up the good work!! Reviewed on: 3rd April 2023
Elysee Kayonda's avatar
Elysee Kayonda

Brilliant information at your fingertips

5
Spot on everyday all day. Love the analytics. Really helpful Reviewed on: 3rd April 2023
carla's avatar
carla

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