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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great for keeping track

Really like having everything in one place, easy to use and keeps me on track of things. So far it has been great for saving Reviewed on: 3rd April 2023

Great App

This is a great app to help you keep track of your finances and spending. There are categories for keeping up with what you are spending your money on or where it is coming from and it can add more if the one you need isn't there. You can also split purchases into multiple categories. I do wish they included banks and credit cards based in countries other than the UK. Reviewed on: 3rd April 2023

Good app

Good app for monitoring balance and improving credit score Reviewed on: 3rd April 2023

Good

Very useful app for managing and tracking Reviewed on: 3rd April 2023

Good free features

Happy sith the free features and has helped me very mindful of spending Reviewed on: 3rd April 2023

Brilliant for investing and saving

Helps me keep budget on all my expenses, brilliant saver and amazing for learning to invest. Reviewed on: 3rd April 2023

Good App

Absolute game changer. From someone who didn't have any understanding of my finances, Emma has put me back in the drivers seat. Reviewed on: 3rd April 2023

The banking app that saves me money!

Emma is such a great way to track spending habits. Using this app has saved me so much money! It lets you set budgets for different spending categories and sends alerts when approaching them. So useful. Reviewed on: 3rd April 2023

Emma has changed the Financial Game!

Emma has allowed me to check all of my spending into precise categories so I know exactly how much I am spending on what. The company has just introduced rent reporting where you can report if you have paid your rent on time in order to directly improve your Credit Score without the added downsides of your Credit Score going down if you miss a payment and pay late for any reason. They are constantly and actively working on ways to help their customers, not just their subscribed customers but the customers who are not paying a subscription. I thank you Emma for all your hard work and your love to your customers, keep up the good work!! Reviewed on: 3rd April 2023

Brilliant information at your fingertips

Spot on everyday all day. Love the analytics. Really helpful Reviewed on: 3rd April 2023

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