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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Super Useful!!

5
A really genuinely useful app, I can easily have all my info in one place. Reccomeded to me by a friend- it makes sending and receiving money between friends way easier. Highly recommend!! Reviewed on: 3rd April 2023
Dean Brooke's avatar
Dean Brooke

Keep on top of your finances

5
Good overview of your money and alerts if you go overdrawn or not enough money in the bank to pay bills before they are due out. Reviewed on: 3rd April 2023
Davina Fox's avatar
Davina Fox

Horrible company, untrained staff

1
They keep trying to get you to sign up and in their push to do so they sent out promotional emails with inaccurate information. Once you check the "deals" on the app it shows something else completely. And their marketing emails always have mistakes with the percentage of the discounts which makes you wonder how you can trust them with your data Reviewed on: 3rd April 2023
Marios Hajisavva's avatar
Marios Hajisavva

Fantastic for students

5
as a student ive fried tonnes of ways to try and help myself save money and keep track of what is coming out of my bank, this app is the best way i’ve found! Reviewed on: 3rd April 2023
charlie 's avatar
charlie

Enjoying

4
Good to see progress I’ve made with savibfs Reviewed on: 3rd April 2023
Chloe Imogen's avatar
Chloe Imogen

Great app great visibility

5
Great to be able to see the details of your transactions Reviewed on: 3rd April 2023
Josh O'Brien's avatar
Josh O'Brien

Greater control over my finances and personal wealth.

5
Emma allows me to have greater control over my finances and I get regular status reports on all my bank accounts at any time of day. It also allows me budget more carfully. All for free, too! Reviewed on: 3rd April 2023
Roy Powell's avatar
Roy Powell

100% would recommend Emma

5
Emma has helped so my financially! I’ve got all my family and friends on this app and it’s honestly changed our life’s. It’s so easy to use and it really takes the stress away when it comes to money management! Reviewed on: 3rd April 2023
Shania 's avatar
Shania

Easy and intuitive

5
Great tool to help me recognise where I am spending and make better decisions so I can save more Reviewed on: 3rd April 2023
Lurs's avatar
Lurs

It's great

5
Fabby app, helps me stick to a budget and organise my spending! Reviewed on: 3rd April 2023
Detta C's avatar
Detta C

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