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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Super Useful!!

A really genuinely useful app, I can easily have all my info in one place. Reccomeded to me by a friend- it makes sending and receiving money between friends way easier. Highly recommend!! Reviewed on: 3rd April 2023

Keep on top of your finances

Good overview of your money and alerts if you go overdrawn or not enough money in the bank to pay bills before they are due out. Reviewed on: 3rd April 2023

Horrible company, untrained staff

They keep trying to get you to sign up and in their push to do so they sent out promotional emails with inaccurate information. Once you check the "deals" on the app it shows something else completely. And their marketing emails always have mistakes with the percentage of the discounts which makes you wonder how you can trust them with your data Reviewed on: 3rd April 2023

Fantastic for students

as a student ive fried tonnes of ways to try and help myself save money and keep track of what is coming out of my bank, this app is the best way i’ve found! Reviewed on: 3rd April 2023

Enjoying

Good to see progress I’ve made with savibfs Reviewed on: 3rd April 2023

Great app great visibility

Great to be able to see the details of your transactions Reviewed on: 3rd April 2023

Greater control over my finances and personal wealth.

Emma allows me to have greater control over my finances and I get regular status reports on all my bank accounts at any time of day. It also allows me budget more carfully. All for free, too! Reviewed on: 3rd April 2023

100% would recommend Emma

Emma has helped so my financially! I’ve got all my family and friends on this app and it’s honestly changed our life’s. It’s so easy to use and it really takes the stress away when it comes to money management! Reviewed on: 3rd April 2023

Easy and intuitive

Great tool to help me recognise where I am spending and make better decisions so I can save more Reviewed on: 3rd April 2023

It's great

Fabby app, helps me stick to a budget and organise my spending! Reviewed on: 3rd April 2023

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