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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Excellent

5
Helps to keep budget and save money also analyse monthly spending and where to make cuts Reviewed on: 3rd April 2023
Mudasser Hussain's avatar
Mudasser Hussain

Great to change your mindset.

3
Great app. Premium version much better. Reviewed on: 3rd April 2023
Rich Evans's avatar
Rich Evans

Great Application

5
Application that make your life easy Emma that application Reviewed on: 3rd April 2023
Ali Hamza's avatar
Ali Hamza

Very practical and easy app to use

5
This app is very complete, and is helping me organise my finances Reviewed on: 3rd April 2023
Vitor Hugo Costa Mairink's avatar
Vitor Hugo Costa Mairink

Nifty little app

5
I've had Emma for ages, since it was only a budgeting app. Now it does all sorts from savings to investments...and all in a super friendly fun app. Who new money stuff could be pleasant :) Reviewed on: 3rd April 2023
Diana Kamkina's avatar
Diana Kamkina

Great way to track finances

5
I have seen my finances improved since using Emma. It’s been useful to keep track of my spending but also to help me budget for the future Reviewed on: 3rd April 2023
Stanley's avatar
Stanley

My personal accountant

5
Emma helps me stay on track with my finances like no other banking app out there. The interface is simple and you can get notifications to see where you may or may not be on track with your budgeting. I'm surprised more people don't use this app to support them in these challenging times. I'd be in a terrible place without it. Reviewed on: 3rd April 2023
B E's avatar
B E

Great planning/budgeting app

5
I haven't used Emma for long but prior to Emma I never knew when subscriptions etc were coming out so could never plan around them but now I'm using Emma it's great I'm always fully aware what's going on with my money which is great as I'm on a low income due to to disability Reviewed on: 3rd April 2023
Sophie Louise Heffer's avatar
Sophie Louise Heffer

Great savings app

5
Great savings app with lots of features Reviewed on: 3rd April 2023
Elbin 's avatar
Elbin

Pretty good visualiser

3
It's good at laying out the info but sometimes the groupings of purchases can be confusing. Reviewed on: 3rd April 2023
Anonymous's avatar
Anonymous

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