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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Excellent

Helps to keep budget and save money also analyse monthly spending and where to make cuts Reviewed on: 3rd April 2023

Great to change your mindset.

Great app. Premium version much better. Reviewed on: 3rd April 2023

Great Application

Application that make your life easy Emma that application Reviewed on: 3rd April 2023

Very practical and easy app to use

This app is very complete, and is helping me organise my finances Reviewed on: 3rd April 2023

Nifty little app

I've had Emma for ages, since it was only a budgeting app. Now it does all sorts from savings to investments...and all in a super friendly fun app. Who new money stuff could be pleasant :) Reviewed on: 3rd April 2023

Great way to track finances

I have seen my finances improved since using Emma. It’s been useful to keep track of my spending but also to help me budget for the future Reviewed on: 3rd April 2023

My personal accountant

Emma helps me stay on track with my finances like no other banking app out there. The interface is simple and you can get notifications to see where you may or may not be on track with your budgeting. I'm surprised more people don't use this app to support them in these challenging times. I'd be in a terrible place without it. Reviewed on: 3rd April 2023

Great planning/budgeting app

I haven't used Emma for long but prior to Emma I never knew when subscriptions etc were coming out so could never plan around them but now I'm using Emma it's great I'm always fully aware what's going on with my money which is great as I'm on a low income due to to disability Reviewed on: 3rd April 2023

Great savings app

Great savings app with lots of features Reviewed on: 3rd April 2023

Pretty good visualiser

It's good at laying out the info but sometimes the groupings of purchases can be confusing. Reviewed on: 3rd April 2023

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