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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Budget control

When u need realistic reminders at the right time this is the app for you Reviewed on: 3rd April 2023

budgeting and finances Emma is amazing

Before Emma I was always in debt. Now wuthj Emma I am within budget Highly recommended Reviewed on: 3rd April 2023

Easy to use budgeting app.

Keeps all my banking in one place and enables me to see where I am in terms of my budget, also motivating in terms of sorting my savings out. Sink funds etc Reviewed on: 3rd April 2023

Love the app

I love the app it’s easy to use and has really helped me keep track of everything Reviewed on: 3rd April 2023

My personal financial assistant

Very easy to use, update item transactions quick Reviewed on: 3rd April 2023

I didn't know I had that many subscriptions

A deeper nsight into your finances, detailed reports were all great. But the biggest impact on my finances was the considerations of my subscriptions, those annual and monthly.. I found so many subsriptions I have long forgotten about! Reviewed on: 3rd April 2023

Budget with a target

Seeing my total net worth easily in one platform, has encourage me to same more and invest money. Reviewed on: 3rd April 2023

Great

Great experience within the company Reviewed on: 3rd April 2023

Easy Useful and helpful

This app has helped me sort my finances in an efficient way. So simple and user friendly and interactive too. Totally changed my outlook and I'm no longer afraid to look at my balance. Reviewed on: 3rd April 2023

Awesome budget app

I have been using emma for 3 years now, it gives me lots of fantastic insight into my budgets and spending Reviewed on: 3rd April 2023

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