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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

helpful

5
very helpful to monitor savings and reach payment goals Reviewed on: 3rd April 2023
sophie's avatar
sophie

Quick and simple

5
Since downloading the app, everything has been quick and simple to set up and also the layout is really helpful. Would fully recommend to friends and family :) Reviewed on: 3rd April 2023
Andrew's avatar
Andrew

Most of my needs in a mobile app

5
I use Emma to track my spending, being a mobile app make it easier and flexible and I use the offline accounts feature to track my international and unrecognized accounts. I would love to include more banks/pensions/investment connections Reviewed on: 3rd April 2023
Kamal Saleh's avatar
Kamal Saleh

Great for couples

4
One of the only apps that allows sharing with partners. We can both use the app with all our finances in one place. A bit pricey though so will see how much it helps us to budget and save. Reviewed on: 3rd April 2023
Spotgarden@gmail.com's avatar
[email protected]

Easy to use

5
This app is great on keeping an eye on spending and monitoring how much you have in you're account. Emma also allows you to budget and it also informs you of when you're close to going over you're budget. Reviewed on: 3rd April 2023
Helen Scott's avatar
Helen Scott

Simplicity

5
I love the fact that this app brings everything together and makes it simple to take control of my finances Reviewed on: 3rd April 2023
Sam Stevenson's avatar
Sam Stevenson

Class

5
Class little app for tracking your finances Reviewed on: 3rd April 2023
Aaron O'Brien's avatar
Aaron O'Brien

Great vision and execution

5
Emma is a great app that complies all of my subscriptions and bills, telling me how much I have to pay. It allows me to set budgets for different categories and send me reminders to keep me on track. It has helped me so much with showing me how much I spend and where and how to cut down on unnecessary purchases Reviewed on: 3rd April 2023
Tia Baglin's avatar
Tia Baglin

Best saving solution!

5
Emma has been my absolute lifesaver for helping me through my finances especially when I was getting to a low point with my mental health. I downloaded the app and synced my bank accounts and I felt so much better being able to follow where my money is going, when I’ve received money, what I’ve saved. I can also participate in a weekly quiz which has added entertainment and something I look forward to doing every weekend! I have 2 young children so I’ve needed to be on point with my finances to be able to support them aswell and Emma has just helped me so much, I’m very thankful! Reviewed on: 3rd April 2023
Bailey's avatar
Bailey

One of best money management app

5
Since joining the app it gives a really clear over view to help manage money. They are constantly adding features and perks (some I don't need) but definitely worth building into the app. I like how it can remind me of my subscriptions to help do a clean up of things I don't need. Reviewed on: 3rd April 2023
Ryan Quan's avatar
Ryan Quan

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