Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

helpful

very helpful to monitor savings and reach payment goals Reviewed on: 3rd April 2023

Quick and simple

Since downloading the app, everything has been quick and simple to set up and also the layout is really helpful. Would fully recommend to friends and family :) Reviewed on: 3rd April 2023

Most of my needs in a mobile app

I use Emma to track my spending, being a mobile app make it easier and flexible and I use the offline accounts feature to track my international and unrecognized accounts. I would love to include more banks/pensions/investment connections Reviewed on: 3rd April 2023

Great for couples

One of the only apps that allows sharing with partners. We can both use the app with all our finances in one place. A bit pricey though so will see how much it helps us to budget and save. Reviewed on: 3rd April 2023

Easy to use

This app is great on keeping an eye on spending and monitoring how much you have in you're account. Emma also allows you to budget and it also informs you of when you're close to going over you're budget. Reviewed on: 3rd April 2023

Simplicity

I love the fact that this app brings everything together and makes it simple to take control of my finances Reviewed on: 3rd April 2023

Class

Class little app for tracking your finances Reviewed on: 3rd April 2023

Great vision and execution

Emma is a great app that complies all of my subscriptions and bills, telling me how much I have to pay. It allows me to set budgets for different categories and send me reminders to keep me on track. It has helped me so much with showing me how much I spend and where and how to cut down on unnecessary purchases Reviewed on: 3rd April 2023

Best saving solution!

Emma has been my absolute lifesaver for helping me through my finances especially when I was getting to a low point with my mental health. I downloaded the app and synced my bank accounts and I felt so much better being able to follow where my money is going, when I’ve received money, what I’ve saved. I can also participate in a weekly quiz which has added entertainment and something I look forward to doing every weekend! I have 2 young children so I’ve needed to be on point with my finances to be able to support them aswell and Emma has just helped me so much, I’m very thankful! Reviewed on: 3rd April 2023

One of best money management app

Since joining the app it gives a really clear over view to help manage money. They are constantly adding features and perks (some I don't need) but definitely worth building into the app. I like how it can remind me of my subscriptions to help do a clean up of things I don't need. Reviewed on: 3rd April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Debt Manager 4.18 from 4 reviews
The Kantox Platform
from Kantox 0.00 from 0 reviews
App
from Quidco 3.66 from 26 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub