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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Really useful app!

It's difficult to balance being informative and being intuitive but the Emma app does that so well. There's many different ways it helpfully presents data, but for me, the interface is great, bold and easy to understand. It makes understanding finances easier without the user feeling overawed.. I've recommended to friends already! Reviewed on: 3rd April 2023

Life changing app

Making Emma part of my day-to-day has changed my financial habits and empowered me to be better with my money. Reviewed on: 3rd April 2023

Brilliant banking app

I’m am, by nature, incredibly into trying to save as many pennies as possible and this app makes it so so easy! Plus I love the quizzes too! Reviewed on: 3rd April 2023

Excellent budgeting app

Fully featured budgeting app that connects to all of your accounts to help manage your budget. Reviewed on: 3rd April 2023

Great savings App

Very user friendly and helpful towards saving money Reviewed on: 3rd April 2023

Helped Manage My Money

I have multiple bank accounts, so having Emma really helped keep track of my expenses and recurring payments. The transfer feature even helps me when I don’t remember all my bank details and I need emergency money. I don’t know what I’d do without it Reviewed on: 3rd April 2023

Easy to budget, easy to use!

Emma has allowed me to keep an eye on my finances like no other app. The push notifications make sure I slow down on my spending, and the user interface makes saving that much easier! Reviewed on: 3rd April 2023

Wicked.

Just very very cool. No other words come to mind tiger than ‘Cool’. Reviewed on: 3rd April 2023

Keeps me on track with spending

I like how it holds you accountable for your spending and calls you out if needed Reviewed on: 3rd April 2023

Best app

I love Emma! It is the best app. Reviewed on: 3rd April 2023

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