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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great for better financial clarity

Emma has been great at helping get a handle on my finances and seeing what I have in my accounts at a glance. Thanks to Emma I have now a small savings balance and am more in control of my balances. Reviewed on: 3rd April 2023

Handy little Teddy bear!

It's been so helpful in working out where my money was going! I've loved the little pop up messages and the weekly updates. Reviewed on: 3rd April 2023

Great for budgeting

This is one of the best budgeting tools I’ve ever used. So easy to set budgets for different expenses and also keeping track of subscriptions and recurring payments! Reviewed on: 3rd April 2023

Amazing for budgeting

Helps me budget and save my money each month Reviewed on: 3rd April 2023

Makes life easier

Emma’s a great app if you have multiple bank accounts. Being able to see accounts from different banks in one place saves time and makes it easier to keep up to date with your finances. The spend tracking also really helps budgeting and keeping an eye on spending. Reviewed on: 3rd April 2023

Brilliant and effective

The Emma app is so helpful to help me save money! Reviewed on: 3rd April 2023

Categorization!!!!

You can put you transactions into categorys in a very intuitive, clean ui making it very easy to show investors where money is going in a clean and easy to read manner. Very happy Reviewed on: 3rd April 2023

Its helped me so much!

I have had an issue with spending and keeping track and this with notifications and the features to help as make me more conscious with my money and what I spend Reviewed on: 3rd April 2023

Finance in One

Emma keeps me on track, having all my finances in one easy space where I can view income and outgoings. Tips and tricks to save money, where I can spend less. A daily notification of what's in my bank so I can have that physical reminder we lose with digital currency. Reviewed on: 3rd April 2023

Amazing budgeting application

We have been struggling with our spending habits for a while and Emma has completely changed the way we spend. It's so simple and easy to add all of your accounts and sets budgets for all different kinds of spend. Highly recommend Reviewed on: 3rd April 2023

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