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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great for better financial clarity

5
Emma has been great at helping get a handle on my finances and seeing what I have in my accounts at a glance. Thanks to Emma I have now a small savings balance and am more in control of my balances. Reviewed on: 3rd April 2023
HGordon's avatar
HGordon

Handy little Teddy bear!

5
It's been so helpful in working out where my money was going! I've loved the little pop up messages and the weekly updates. Reviewed on: 3rd April 2023
Sophie-Ann Grant's avatar
Sophie-Ann Grant

Great for budgeting

5
This is one of the best budgeting tools I’ve ever used. So easy to set budgets for different expenses and also keeping track of subscriptions and recurring payments! Reviewed on: 3rd April 2023
Lucy C's avatar
Lucy C

Amazing for budgeting

5
Helps me budget and save my money each month Reviewed on: 3rd April 2023
Kelcie 's avatar
Kelcie

Makes life easier

5
Emma’s a great app if you have multiple bank accounts. Being able to see accounts from different banks in one place saves time and makes it easier to keep up to date with your finances. The spend tracking also really helps budgeting and keeping an eye on spending. Reviewed on: 3rd April 2023
Ananya Khosla's avatar
Ananya Khosla

Brilliant and effective

5
The Emma app is so helpful to help me save money! Reviewed on: 3rd April 2023
Holly Craven's avatar
Holly Craven

Categorization!!!!

5
You can put you transactions into categorys in a very intuitive, clean ui making it very easy to show investors where money is going in a clean and easy to read manner. Very happy Reviewed on: 3rd April 2023
Paul Young's avatar
Paul Young

Its helped me so much!

5
I have had an issue with spending and keeping track and this with notifications and the features to help as make me more conscious with my money and what I spend Reviewed on: 3rd April 2023
Limara Church's avatar
Limara Church

Finance in One

4
Emma keeps me on track, having all my finances in one easy space where I can view income and outgoings. Tips and tricks to save money, where I can spend less. A daily notification of what's in my bank so I can have that physical reminder we lose with digital currency. Reviewed on: 3rd April 2023
Han's avatar
Han

Amazing budgeting application

5
We have been struggling with our spending habits for a while and Emma has completely changed the way we spend. It's so simple and easy to add all of your accounts and sets budgets for all different kinds of spend. Highly recommend Reviewed on: 3rd April 2023
faye caplehorne's avatar
faye caplehorne

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