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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing app

5
Is best app for checking money and saving glad I find Emma Reviewed on: 3rd April 2023

This app will keep you on track

5
This app is definitely recommended, I have been using this app for well over 3yrs now and I have gone from being in serious Debt to well in the plus and have savings and plan to keep this way by using the Emma app. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 3rd April 2023

Good but still involves a lot of management

3
Like the visuals and has decent integration with banks. Still requires quite a lot of maintenance to keep it useful e.g it could be smarter at categorising and how it auto detects things. Reviewed on: 3rd April 2023

Convenient, useful and easy

5
Emma is a great app, especially if you’re someone like me who has multiple bank accounts. The free features are amazing and the other services offered provide a modern way to bank. Reviewed on: 3rd April 2023

Very useful

5
It’s a great tool at keeping track of spending and budgets Reviewed on: 3rd April 2023

I love it

5
It consolidates my accounts and makes it much easier to see my finances! I have already recommended to multiple people I know as it’s so much easier to log into one app to see everything than each individual banking app and having to write out all outgoings. Reviewed on: 3rd April 2023

A product for the next gen

5
Tracking expenses were a challenge but after emma it's a breeze. Times are changing and gone are the days of excel. But it is truly amazing product Reviewed on: 3rd April 2023

Great service all year round!

5
Loving the app to help me get my finances in check Reviewed on: 3rd April 2023

Simple and useful

5
Great as an overview with so many options to get a really personal experience and get to know your finances and gain more financial freedom Reviewed on: 3rd April 2023

Good for managing monthly spending and income

5
Easy to track multiple bank accounts and credit card. Can recommend Reviewed on: 3rd April 2023

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