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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app

Is best app for checking money and saving glad I find Emma Reviewed on: 3rd April 2023

This app will keep you on track

This app is definitely recommended, I have been using this app for well over 3yrs now and I have gone from being in serious Debt to well in the plus and have savings and plan to keep this way by using the Emma app. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 3rd April 2023

Good but still involves a lot of management

Like the visuals and has decent integration with banks. Still requires quite a lot of maintenance to keep it useful e.g it could be smarter at categorising and how it auto detects things. Reviewed on: 3rd April 2023

Convenient, useful and easy

Emma is a great app, especially if you’re someone like me who has multiple bank accounts. The free features are amazing and the other services offered provide a modern way to bank. Reviewed on: 3rd April 2023

Very useful

It’s a great tool at keeping track of spending and budgets Reviewed on: 3rd April 2023

I love it

It consolidates my accounts and makes it much easier to see my finances! I have already recommended to multiple people I know as it’s so much easier to log into one app to see everything than each individual banking app and having to write out all outgoings. Reviewed on: 3rd April 2023

A product for the next gen

Tracking expenses were a challenge but after emma it's a breeze. Times are changing and gone are the days of excel. But it is truly amazing product Reviewed on: 3rd April 2023

Great service all year round!

Loving the app to help me get my finances in check Reviewed on: 3rd April 2023

Simple and useful

Great as an overview with so many options to get a really personal experience and get to know your finances and gain more financial freedom Reviewed on: 3rd April 2023

Good for managing monthly spending and income

Easy to track multiple bank accounts and credit card. Can recommend Reviewed on: 3rd April 2023

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