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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

All in one place

Emma collates all my accounts to give a clear picture on current spending habits and account balances - love that I can keep a tabs on the day direct debits come out on the Home Screen! Reviewed on: 3rd April 2023

Spectacular

Very pristine service, has been helpful in ordering my finances and making me aware of my habits and behaviours always encouraging on saving and exciting use of quizzes to keep engaged Reviewed on: 3rd April 2023

Emma helps me with my spending

Emma is great, it breaks all your spending down into individual categories . And keeps you interested with exciting quizzes etc Reviewed on: 3rd April 2023

Emma

Emma is really easy to use and has helped me better understand my bills by setting budget Reviewed on: 3rd April 2023

Simple, Easy, Helpful

Really helpful app, simple to setup, easy to use interface and menus. I've tried a few different types of this king of app and I'm the most impressed with Emma. Reviewed on: 3rd April 2023

A cool app for managing accounts across platforms.

I was curious to try out open banking technologies to manage different accounts. The Emma app does a great job of providing this service. Reviewed on: 3rd April 2023

My everyday money management app

I have been using Emma for over a year now. I rely on it's notifications to manage my money re where I spend a lot, when things are due to come out to prevent me being in my overdraft etc.its become a critical part of my money management - no more akte fees due to missed payments! Reviewed on: 3rd April 2023

love it !

Emma has taught me everything I need to know about budgeting - bosh Reviewed on: 3rd April 2023

Basic

It's meh to track money... I end up using manual methods more so. It's not as intuitive as it makes out, and the app is ugly. I think the only valuable features are behibd a pay wall Reviewed on: 3rd April 2023

Useful and practical!

Helps me keep on top of spending and keep enough to one side to save. Reviewed on: 3rd April 2023

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