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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

All in one place

4
Emma collates all my accounts to give a clear picture on current spending habits and account balances - love that I can keep a tabs on the day direct debits come out on the Home Screen! Reviewed on: 3rd April 2023
Chloedolphinsea's avatar
Chloedolphinsea

Spectacular

5
Very pristine service, has been helpful in ordering my finances and making me aware of my habits and behaviours always encouraging on saving and exciting use of quizzes to keep engaged Reviewed on: 3rd April 2023
Emmanuel Olusanya's avatar
Emmanuel Olusanya

Emma helps me with my spending

5
Emma is great, it breaks all your spending down into individual categories . And keeps you interested with exciting quizzes etc Reviewed on: 3rd April 2023
Haley Butter's avatar
Haley Butter

Emma

5
Emma is really easy to use and has helped me better understand my bills by setting budget Reviewed on: 3rd April 2023
Finlie's avatar
Finlie

Simple, Easy, Helpful

4
Really helpful app, simple to setup, easy to use interface and menus. I've tried a few different types of this king of app and I'm the most impressed with Emma. Reviewed on: 3rd April 2023
Jamie Shepherd's avatar
Jamie Shepherd

A cool app for managing accounts across platforms.

5
I was curious to try out open banking technologies to manage different accounts. The Emma app does a great job of providing this service. Reviewed on: 3rd April 2023
Nick's avatar
Nick

My everyday money management app

4
I have been using Emma for over a year now. I rely on it's notifications to manage my money re where I spend a lot, when things are due to come out to prevent me being in my overdraft etc.its become a critical part of my money management - no more akte fees due to missed payments! Reviewed on: 3rd April 2023
Lupupa Lewis's avatar
Lupupa Lewis

love it !

5
Emma has taught me everything I need to know about budgeting - bosh Reviewed on: 3rd April 2023
Lauren's avatar
Lauren

Basic

2
It's meh to track money... I end up using manual methods more so. It's not as intuitive as it makes out, and the app is ugly. I think the only valuable features are behibd a pay wall Reviewed on: 3rd April 2023
John Moran's avatar
John Moran

Useful and practical!

4
Helps me keep on top of spending and keep enough to one side to save. Reviewed on: 3rd April 2023
Lucy J's avatar
Lucy J

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