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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Smart way to track

Helps knowing where your money goes, and if you've been naughty... Reviewed on: 15th February 2023

Incredibly stress-relieving

Since using Emma my money-related stress has reduced massively. Everything I need to know, all the way up to an estimation of this months expenses based on past bank activity which I particularly find helpful. Overall just a great financial stress reduction tool. Feels like it’s on your side. Reviewed on: 15th February 2023

Love it!

Love using it to manage my money, been with them for a few years now and they get better and better by year Reviewed on: 15th February 2023

Helped me get my finances straight

Such a helpful app, lets me see everything on one page and updates me where I am spending and how to save. Some people may be hesitant to allow banking access but this app has helped me take my finances more seriously be seeing my accounts as a whole. Reviewed on: 15th February 2023

Very user friendly!

Easy to use, UX is well done and gives a clear view of your expenses Reviewed on: 15th February 2023

Excellent app, easy to use and helpful with money management

I used it a lot, found it very useful and easy access Reviewed on: 15th February 2023

Brilliant App use to manage finances

I've had Emma for about 6 months now and it has been so useful in tracking spending and income and helping us to budget. The flexibility and options in the app are the best I could find. They really have thought of all the customers needs. The way the app works is also very user friendly and allows for speedy checking and editing. Would definitely recommend this to friends and family and have shared by word of mouth. Reviewed on: 15th February 2023

easy to use

amazing little app that helps you save!!! Reviewed on: 15th February 2023

Very useful app

Amazing alternative to using notes on iPhone, consistently reminding you of what’s due out of your account and what you’ve spent, overall a very good app. Reviewed on: 15th February 2023

Simplicity and Transparency

What an absolute joy to use, updates every morning on my live account value, with smart monitoring and budgeting. Couldn't ask for more! Reviewed on: 15th February 2023

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