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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Smart way to track

5
Helps knowing where your money goes, and if you've been naughty... Reviewed on: 15th February 2023

Incredibly stress-relieving

5
Since using Emma my money-related stress has reduced massively. Everything I need to know, all the way up to an estimation of this months expenses based on past bank activity which I particularly find helpful. Overall just a great financial stress reduction tool. Feels like it’s on your side. Reviewed on: 15th February 2023

Love it!

5
Love using it to manage my money, been with them for a few years now and they get better and better by year Reviewed on: 15th February 2023

Helped me get my finances straight

5
Such a helpful app, lets me see everything on one page and updates me where I am spending and how to save. Some people may be hesitant to allow banking access but this app has helped me take my finances more seriously be seeing my accounts as a whole. Reviewed on: 15th February 2023

Very user friendly!

5
Easy to use, UX is well done and gives a clear view of your expenses Reviewed on: 15th February 2023

Excellent app, easy to use and helpful with money management

4
I used it a lot, found it very useful and easy access Reviewed on: 15th February 2023

Brilliant App use to manage finances

5
I've had Emma for about 6 months now and it has been so useful in tracking spending and income and helping us to budget. The flexibility and options in the app are the best I could find. They really have thought of all the customers needs. The way the app works is also very user friendly and allows for speedy checking and editing. Would definitely recommend this to friends and family and have shared by word of mouth. Reviewed on: 15th February 2023

easy to use

5
amazing little app that helps you save!!! Reviewed on: 15th February 2023

Very useful app

5
Amazing alternative to using notes on iPhone, consistently reminding you of what’s due out of your account and what you’ve spent, overall a very good app. Reviewed on: 15th February 2023

Simplicity and Transparency

5
What an absolute joy to use, updates every morning on my live account value, with smart monitoring and budgeting. Couldn't ask for more! Reviewed on: 15th February 2023

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