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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Extremely Useful!

5
Emma is the only app I've used that properly tracks your finances, it tracks every penny going in and out and tells you where you can improve! The savings pots also add a nice touch. Reviewed on: 15th February 2023

The pioneer and still the most intelligent

5
I have now used Emma for few years now, and no other app comes close to the intelligent automations which drives the core, for example the way they recognise and exclude duplicate transaction is novel, no other comes close. Reviewed on: 15th February 2023

Excellent

5
The app is absolutely marvellous I would recommend it to anybody and anyone, help me with my finances and stable with my finances! Reviewed on: 15th February 2023

Good use of open banking

5
So provides value add services over the birth of a standard banking Reviewed on: 15th February 2023

A way to keep track of your spending

5
This app has helped me keep an eye on my spending and bills in a way my banking apps couldn't Reviewed on: 15th February 2023

Magic

5
Unbelievable how much is in u account without making a new account or a mistake Reviewed on: 15th February 2023

Best financial app

5
Tried dozens of apps but nothing comes close to Emma Reviewed on: 15th February 2023

Emma supports single fathers to budget better

5
Being a single father who needs to be organised and on top of finances is critical for stability, with the current living cost and mental health crisis, Emma has helped to budget a bit better and gain an understanding of my habits and what I need to change specially when I'm looking for a job at the moment. Reviewed on: 15th February 2023

Easy and quick

5
It's very easy to use.can keep track and manage of all the accounts and the activities all in one app Reviewed on: 15th February 2023

Great app

5
Great app to help with budgeting ect Reviewed on: 15th February 2023

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