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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Extremely Useful!

Emma is the only app I've used that properly tracks your finances, it tracks every penny going in and out and tells you where you can improve! The savings pots also add a nice touch. Reviewed on: 15th February 2023

The pioneer and still the most intelligent

I have now used Emma for few years now, and no other app comes close to the intelligent automations which drives the core, for example the way they recognise and exclude duplicate transaction is novel, no other comes close. Reviewed on: 15th February 2023

Excellent

The app is absolutely marvellous I would recommend it to anybody and anyone, help me with my finances and stable with my finances! Reviewed on: 15th February 2023

Good use of open banking

So provides value add services over the birth of a standard banking Reviewed on: 15th February 2023

A way to keep track of your spending

This app has helped me keep an eye on my spending and bills in a way my banking apps couldn't Reviewed on: 15th February 2023

Magic

Unbelievable how much is in u account without making a new account or a mistake Reviewed on: 15th February 2023

Best financial app

Tried dozens of apps but nothing comes close to Emma Reviewed on: 15th February 2023

Emma supports single fathers to budget better

Being a single father who needs to be organised and on top of finances is critical for stability, with the current living cost and mental health crisis, Emma has helped to budget a bit better and gain an understanding of my habits and what I need to change specially when I'm looking for a job at the moment. Reviewed on: 15th February 2023

Easy and quick

It's very easy to use.can keep track and manage of all the accounts and the activities all in one app Reviewed on: 15th February 2023

Great app

Great app to help with budgeting ect Reviewed on: 15th February 2023

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