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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Who knew I needed it

I like the info that it gives me about my spending and income and the regular alerts. Reviewed on: 15th February 2023

Never have I felt more in control of my money!

The notifications are a life saver for me, helping me keep track of what I have and helping me to not overspend. And the quizzes are so much fun! Reviewed on: 15th February 2023

Absolutely amazing

I downloaded emma last year to try and save some money and i did up to christmas where i used it for my family to buy presents. I was so happy that i did try this app out Reviewed on: 15th February 2023

Unbelievably helpful!

This app is so helpful, it really lets me get my head around my finances and lifts a weight of my shoulders. Reviewed on: 15th February 2023

The simple way to manage ALL your money

I’ve been using Emma for a couple of years and it makes day to day management SO much easier. One single pane of glass to see the things that are important. The budget & trend data is great especially if you have separate accounts for different spending / saving!! Reviewed on: 15th February 2023

Very useful app

Emma is great as it allows me to have quick and easy access to all my bank accounts in one place, and move money easily too. Can also easily track transactions Reviewed on: 15th February 2023

Fantastic App!

Straightforward and easy financial help, ive saved so much money by understanding my money through this app! it’s incredible Reviewed on: 15th February 2023

Emma is fantastic

The app has significantly helped with my budgeting and allocating my own finances. I’ve become far more responsible with my spending and there’s now a sense of accountability which wasn’t there before. It’s so handy knowing where your money actually goes every month. Highly recommend. Reviewed on: 15th February 2023

Great app for tracking spending

It’s super helpful to get a combined picture across your accounts through this app and stay on track with the budgeting features! Reviewed on: 15th February 2023

Excellent and simple

App helps you to see how all your accounts are working together and, if you're so minded, identify where your spending can be improved. Reviewed on: 15th February 2023

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