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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Who knew I needed it

5
I like the info that it gives me about my spending and income and the regular alerts. Reviewed on: 15th February 2023
Katrina 's avatar
Katrina

Never have I felt more in control of my money!

5
The notifications are a life saver for me, helping me keep track of what I have and helping me to not overspend. And the quizzes are so much fun! Reviewed on: 15th February 2023
Grace's avatar
Grace

Absolutely amazing

5
I downloaded emma last year to try and save some money and i did up to christmas where i used it for my family to buy presents. I was so happy that i did try this app out Reviewed on: 15th February 2023
IC3DR4G0N's avatar
IC3DR4G0N

Unbelievably helpful!

5
This app is so helpful, it really lets me get my head around my finances and lifts a weight of my shoulders. Reviewed on: 15th February 2023
Thomas Pontin's avatar
Thomas Pontin

The simple way to manage ALL your money

5
I’ve been using Emma for a couple of years and it makes day to day management SO much easier. One single pane of glass to see the things that are important. The budget & trend data is great especially if you have separate accounts for different spending / saving!! Reviewed on: 15th February 2023
Dmmsta's avatar
Dmmsta

Very useful app

5
Emma is great as it allows me to have quick and easy access to all my bank accounts in one place, and move money easily too. Can also easily track transactions Reviewed on: 15th February 2023
Theo Griffiths's avatar
Theo Griffiths

Fantastic App!

5
Straightforward and easy financial help, ive saved so much money by understanding my money through this app! it’s incredible Reviewed on: 15th February 2023
Jacob Castle's avatar
Jacob Castle

Emma is fantastic

5
The app has significantly helped with my budgeting and allocating my own finances. I’ve become far more responsible with my spending and there’s now a sense of accountability which wasn’t there before. It’s so handy knowing where your money actually goes every month. Highly recommend. Reviewed on: 15th February 2023
Joe 's avatar
Joe

Great app for tracking spending

5
It’s super helpful to get a combined picture across your accounts through this app and stay on track with the budgeting features! Reviewed on: 15th February 2023
Lauren's avatar
Lauren

Excellent and simple

5
App helps you to see how all your accounts are working together and, if you're so minded, identify where your spending can be improved. Reviewed on: 15th February 2023
Paul Godfrey's avatar
Paul Godfrey

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