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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Super useful for monitoring spending

4
Great that I can see all my accounts in one place. Really helps to monitor my spending and know where my money goes. Reviewed on: 15th February 2023

Great App and service

5
I’m finding it great to use Emma because it helps me to manage my spendings each month and a new way of budgeting through technology. Reviewed on: 15th February 2023

Amazing

5
I have the basic free version and it is truly amazing I never realised how much I spent on some things Reviewed on: 15th February 2023

Amazing

5
They are an amazing banking app and they help out a lot with financial struggles Reviewed on: 15th February 2023

Love

5
I love this app. Is offering me the opportunity to grab all my accounts into one place. Good place to start investing. Reviewed on: 15th February 2023

Superb app

5
I use it daily and it has revolutionised my budgeting. Reviewed on: 15th February 2023

Grat app with lots of positive features

4
I really like this app, very helpful Has alot of great features that help me understand my banking stuff Reviewed on: 15th February 2023

Keeps on eye on my money

5
I have tried three similar products and Emma gives me the best picture of my finances. Simple interface and straightforward use. Reviewed on: 15th February 2023

Great app for budget management

5
Instead of tracking manually, it does it automatically and acts as friend who advises you on budget management Reviewed on: 15th February 2023

Great

5
Great app and very handy! I love every minute of it. Also like how on point it is. Reviewed on: 15th February 2023

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