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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Super useful for monitoring spending

4
Great that I can see all my accounts in one place. Really helps to monitor my spending and know where my money goes. Reviewed on: 15th February 2023
natalie's avatar
natalie

Great App and service

5
I’m finding it great to use Emma because it helps me to manage my spendings each month and a new way of budgeting through technology. Reviewed on: 15th February 2023
Izzy's avatar
Izzy

Amazing

5
I have the basic free version and it is truly amazing I never realised how much I spent on some things Reviewed on: 15th February 2023
Lsjh's avatar
Lsjh

Amazing

5
They are an amazing banking app and they help out a lot with financial struggles Reviewed on: 15th February 2023
Kaysha 's avatar
Kaysha

Love

5
I love this app. Is offering me the opportunity to grab all my accounts into one place. Good place to start investing. Reviewed on: 15th February 2023
Anonymous's avatar
Anonymous

Superb app

5
I use it daily and it has revolutionised my budgeting. Reviewed on: 15th February 2023
Georgina Kamsika's avatar
Georgina Kamsika

Grat app with lots of positive features

4
I really like this app, very helpful Has alot of great features that help me understand my banking stuff Reviewed on: 15th February 2023
dsuhieb's avatar
dsuhieb

Keeps on eye on my money

5
I have tried three similar products and Emma gives me the best picture of my finances. Simple interface and straightforward use. Reviewed on: 15th February 2023
Rowland Sheard's avatar
Rowland Sheard

Great app for budget management

5
Instead of tracking manually, it does it automatically and acts as friend who advises you on budget management Reviewed on: 15th February 2023
Anoushka Das's avatar
Anoushka Das

Great

5
Great app and very handy! I love every minute of it. Also like how on point it is. Reviewed on: 15th February 2023
Stephon Litchmore's avatar
Stephon Litchmore

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