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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Deleted all other wallet apps

5
Really helps organize and think where I'm spending and what I have left. Reviewed on: 15th February 2023
Muhammad Zubair's avatar
Muhammad Zubair

An eye on your savings

5
Brilliant app to keep an eye on your spendings/what you need to cut back on. Reviewed on: 15th February 2023
Douglas 's avatar
Douglas

Excellent Finance App!

5
Great app to keep on track with all your finances across multiple accounts. Really easy to navigate and gives good feedback and advice. Gives insight into where you're spending your money. Definitely recommend. Reviewed on: 15th February 2023
Roel De Maeyer's avatar
Roel De Maeyer

Great for budgeting

5
A great tool to help you organise finances and get everything on track. Highly recommended and definitely helped me. Reviewed on: 15th February 2023
Tayyab Sarwar's avatar
Tayyab Sarwar

Very good app for saving.

5
I love how it updates me every morning on my bank balance etc, the budgeting function is also great. Reviewed on: 15th February 2023
Ash's avatar
Ash

Great app that helps me get an overview of my finances

5
Really helps me stay on top of my finances and I love the weekly recaps Reviewed on: 15th February 2023
Sarick Shah's avatar
Sarick Shah

really opened my eyes to my spending habits

5
luckily I am not in a position of real hardship so do not have to keep track of spending as much as others but I do want to save for a house. Emma has helped me realise where my money is going and make smarter choices for instance I invested I'm am air fryer to cut down on my takeaway spending. Reviewed on: 15th February 2023
Shaunna Gardiner's avatar
Shaunna Gardiner

5 Stars

5
Best budget app ever! Would highly recommend using Reviewed on: 15th February 2023
Lyndon McMullan's avatar
Lyndon McMullan

Great free tool with valuable paid-for options

5
Emma makes the tracking of my finances a doodle. Using it is a very polished experience, from adding an account via tracking spending, to using it as a powerful being tool. Emma does most of the heavy lifting, and is easy to use. You can opt to pay for additional functionality, incl. saving and investing directly in the app. Emma was great when I started using it a couple of years ago, and it's continued to get even better. Reviewed on: 15th February 2023
Emloof's avatar
Emloof

The best app to put you back on track.

5
Good old Emma! out of all the financial apps out there, Emma was the only one to help me to get my finances back on track and has actually encouraged me to save for a brighter future. A powerful financial aid with an easy interface to navigate and understand. Transparency at its best with no hidden costs, everything explained perfectly. A***** Reviewed on: 15th February 2023
Patrick B Ryan's avatar
Patrick B Ryan

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