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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Smartest, easiest app on the market

5
Smart and easy app to use. Colourful and clear to follow and understand. Honestly the best banking app out there on the market and I would recommend to all Reviewed on: 15th February 2023
Milroy's avatar
Milroy

Helpful

5
Super helpful to manage my spending Reviewed on: 15th February 2023
Cmacb's avatar
Cmacb

Great app

4
Easy to use and really helps me keep track of my money, including budget and savings. Reviewed on: 15th February 2023
Samantha Lawer 's avatar
Samantha Lawer

Fantastic

5
Really helpful in saving money and sticking to a budget Reviewed on: 15th February 2023
Matthew Jones's avatar
Matthew Jones

Useful Bird's-eye View of Finances

5
Great app, very helpful to see all your account balances and automatic payments in one place. Reviewed on: 15th February 2023
Andrew Van Duivenbode's avatar
Andrew Van Duivenbode

Easy to use, keeps me on track!

4
I have used Emma for 6 months now and I feel so much more in control and on top of my finances. The daily push notifications showing me all my bank balances have turned something I used to dread finding out into something I just automatically see and therefore know. The budgets are easy to set up and mostly make good sense. I guess the one con is a lot of the useful features are behind a pay wall. Overall though, using Emma has really improved my relationship with money and my bank balances. Reviewed on: 15th February 2023
Naomi H's avatar
Naomi H

Life saver!

5
I’m loving Emma and now know EXACTLY where I overspend (hello shopping Reviewed on: 15th February 2023
Cait's avatar
Cait

Best by far

5
I've only been using this app a very short while but it has been amazing. I know my budget, where my money is going and how I can improve my spending and savings. I would recommend this to anyone and promote it on my live steams Reviewed on: 15th February 2023
Michael Anderson's avatar
Michael Anderson

Great and helpful app!

5
Emma is awesome at keeping track of all my expenses, even the little ones that I may forget to enter on other apps. Emma is very easy to use too! Reviewed on: 15th February 2023
Nancy Harvey 's avatar
Nancy Harvey

Great app

5
It helps me a lot to budget my expenses and get my money in order Reviewed on: 15th February 2023
Peter's avatar
Peter

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