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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Smartest, easiest app on the market

5
Smart and easy app to use. Colourful and clear to follow and understand. Honestly the best banking app out there on the market and I would recommend to all Reviewed on: 15th February 2023
Milroy's avatar
Milroy

Helpful

5
Super helpful to manage my spending Reviewed on: 15th February 2023
Cmacb's avatar
Cmacb

Great app

4
Easy to use and really helps me keep track of my money, including budget and savings. Reviewed on: 15th February 2023
Samantha Lawer 's avatar
Samantha Lawer

Fantastic

5
Really helpful in saving money and sticking to a budget Reviewed on: 15th February 2023
Matthew Jones's avatar
Matthew Jones

Useful Bird's-eye View of Finances

5
Great app, very helpful to see all your account balances and automatic payments in one place. Reviewed on: 15th February 2023
Andrew Van Duivenbode's avatar
Andrew Van Duivenbode

Easy to use, keeps me on track!

4
I have used Emma for 6 months now and I feel so much more in control and on top of my finances. The daily push notifications showing me all my bank balances have turned something I used to dread finding out into something I just automatically see and therefore know. The budgets are easy to set up and mostly make good sense. I guess the one con is a lot of the useful features are behind a pay wall. Overall though, using Emma has really improved my relationship with money and my bank balances. Reviewed on: 15th February 2023
Naomi H's avatar
Naomi H

Life saver!

5
I’m loving Emma and now know EXACTLY where I overspend (hello shopping Reviewed on: 15th February 2023
Cait's avatar
Cait

Best by far

5
I've only been using this app a very short while but it has been amazing. I know my budget, where my money is going and how I can improve my spending and savings. I would recommend this to anyone and promote it on my live steams Reviewed on: 15th February 2023
Michael Anderson's avatar
Michael Anderson

Great and helpful app!

5
Emma is awesome at keeping track of all my expenses, even the little ones that I may forget to enter on other apps. Emma is very easy to use too! Reviewed on: 15th February 2023
Nancy Harvey 's avatar
Nancy Harvey

Great app

5
It helps me a lot to budget my expenses and get my money in order Reviewed on: 15th February 2023
Peter's avatar
Peter

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