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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Thanks

5
Really helpful and has helped me tame my spending habits Reviewed on: 15th February 2023

Amazing app with lovely customer service

5
Thorough app with lots of financial help and budgeting. Lovely customer service as well Reviewed on: 15th February 2023

Easy to use and steers you in the right direction

5
Been a great way to keep an eye on finances and help keep track of what you’re spending and where! Reviewed on: 15th February 2023

Easy to use

5
Absolutely easy to set up and keep account of my expenses. Ive managed to save money just by categorising my expenses and looking at my monthly net income. Reviewed on: 15th February 2023

One in Emmalion

5
Emma has been life-changing for my budgeting and money management and just keeps improving with every update and new feature. 3 years ago I was overdrawn on multiple overdrafts, maxed on multiple credit cards and suicidal with worry. Simple steps through Emma managed me to slowly get this back on track, and last week I bought my first house - can't attribute enough of that to the app Reviewed on: 15th February 2023

money saver and life saver

5
Honestly amazing, can’t put it into words what this app has done for me. I know exactly all the money I have without going to different apps and just makes my life 1000% times easier. Would recommend 100x over. Reviewed on: 15th February 2023

Amazing App

5
Amazing app that really helps when it comes to budgeting my money correctly, would 100% recommend!! Reviewed on: 15th February 2023

You are finally in control of your finances

5
Manage all your finances easily. This app will open a clear window to your accounts and expenses Reviewed on: 15th February 2023

Amazing!

5
Use it every day to organise all my accounts, savings, loans and all the rest! Reviewed on: 15th February 2023

Deep simplicity

4
Love how Emma have made the basics in the app really accessible whilst offering a load of advanced features - exclude transactions, committed expenditure, etc - within easy reach. It’s good to have signposts to other products and services within the app in order to utilise Emma further. Reviewed on: 15th February 2023

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