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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Thanks

Really helpful and has helped me tame my spending habits Reviewed on: 15th February 2023

Amazing app with lovely customer service

Thorough app with lots of financial help and budgeting. Lovely customer service as well Reviewed on: 15th February 2023

Easy to use and steers you in the right direction

Been a great way to keep an eye on finances and help keep track of what you’re spending and where! Reviewed on: 15th February 2023

Easy to use

Absolutely easy to set up and keep account of my expenses. Ive managed to save money just by categorising my expenses and looking at my monthly net income. Reviewed on: 15th February 2023

One in Emmalion

Emma has been life-changing for my budgeting and money management and just keeps improving with every update and new feature. 3 years ago I was overdrawn on multiple overdrafts, maxed on multiple credit cards and suicidal with worry. Simple steps through Emma managed me to slowly get this back on track, and last week I bought my first house - can't attribute enough of that to the app Reviewed on: 15th February 2023

money saver and life saver

Honestly amazing, can’t put it into words what this app has done for me. I know exactly all the money I have without going to different apps and just makes my life 1000% times easier. Would recommend 100x over. Reviewed on: 15th February 2023

Amazing App

Amazing app that really helps when it comes to budgeting my money correctly, would 100% recommend!! Reviewed on: 15th February 2023

You are finally in control of your finances

Manage all your finances easily. This app will open a clear window to your accounts and expenses Reviewed on: 15th February 2023

Amazing!

Use it every day to organise all my accounts, savings, loans and all the rest! Reviewed on: 15th February 2023

Deep simplicity

Love how Emma have made the basics in the app really accessible whilst offering a load of advanced features - exclude transactions, committed expenditure, etc - within easy reach. It’s good to have signposts to other products and services within the app in order to utilise Emma further. Reviewed on: 15th February 2023

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