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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Excellent Platform

5
Does everything you want it to do in one place and allows you to manage your finances accurately. API's in place are great for seeing all your savings. Haven't won a quiz yet and would be nice if they publish those who win, but one day hopefully... Keep going! Reviewed on: 18th March 2021
Jeremy W's avatar
Jeremy W

Great app

5
Easy to use, very trendy and makes managing my budgets much easier Reviewed on: 18th March 2021
Nick's avatar
Nick

Quick and easy to see where my money is going

5
Great for organising all of my accounts and see exactly what my realistic budget should be, setting it, and maybe some day I will stick to it, too! I also love the subscriptions feature and bills comparison for finding the best deal. Reviewed on: 18th March 2021
Polly Kutsarova's avatar
Polly Kutsarova

The killer app we were waiting for

5
This app has managed to bundle so much functionality into a very sleek looking intuitive UI - connectivity to my banks is seamless so I have to give it 10 out of 10 Reviewed on: 18th March 2021
Pete Knight's avatar
Pete Knight

If you've a few accounts this is what you need.

4
Great app, see your balances across a range of different accounts. Also set budgets for different types of expenditure. Very good. Reviewed on: 18th March 2021
Stehendo's avatar
Stehendo

Easy To Manage, no hassle.

5
I am new customer to Emma, I am very happy with the data it provides me with, from my spending to budgeting and offers awareness to many cost saving products, I have great trust in the App linking it to my bank it's very understandable and convenient. Reviewed on: 18th March 2021
Alan's avatar
Alan

Excellent app

5
Great app that helps me budget, connects with all accounts, no bugs Reviewed on: 18th March 2021
Jessica Penberthy's avatar
Jessica Penberthy

Great app!

4
Easy to use and so convenient for keeping track of outgoings. Reviewed on: 18th March 2021
sophie.e.marshall@outlook.com's avatar
[email protected]

EMMA IS THE FINANCIAL APP OF THE FUTURE

5
Easy, fun notifications, down with the kids and affordable Reviewed on: 18th March 2021
azaria 's avatar
azaria

Best for changing relationship with money

4
As stated above, this app - particularly the Pro feature - is game changing. I’m able to view my money in real time and concurrently shows me all live, pending transactions. All my money in one place gives me a sense of achievement and a firmer grip on where my money is going. Further helps me to rethink certain purchases and decide instead to save my money! Couldn’t ask for more! Thank you! Reviewed on: 18th March 2021
Cassie's avatar
Cassie

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