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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
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12%
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1%
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0%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

EMMA IS THE FINANCIAL APP OF THE FUTURE

5
Easy, fun notifications, down with the kids and affordable Reviewed on: 18th March 2021

Best for changing relationship with money

4
As stated above, this app - particularly the Pro feature - is game changing. I’m able to view my money in real time and concurrently shows me all live, pending transactions. All my money in one place gives me a sense of achievement and a firmer grip on where my money is going. Further helps me to rethink certain purchases and decide instead to save my money! Couldn’t ask for more! Thank you! Reviewed on: 18th March 2021

Better than snoop

5
Easy to use and really helpful in my journey to getting debt free Reviewed on: 18th March 2021

Cute little app for saving/investing

5
I find saving and investing so dull but I look forward to it with Emma’s cute interface! It feels like a fun game and I just love seeing my investment rise ;) Reviewed on: 18th March 2021

Help for a very disorganized person

5
I found Emma to be really helpful to keep track of my spending and be more aware of my spending habits Reviewed on: 18th March 2021

Useful

4
Clear to use and set out simply. Reviewed on: 18th March 2021

Great for savings

5
This is the first time in my life I’ve ever felt on top of my savings and finances. Since downloading Emma I haven’t been in my over draft once!! Reviewed on: 18th March 2021

Easy way to track spending

4
Easy way to track spending, nice weekly updates. Reviewed on: 18th March 2021

Great way of keeping track across accounts

5
Emma is a great way of managing payments across different accounts. I use it to track payments from PayPal and credit cards, to tally charitable donations for my tax return budget and help with remembering work expenses. It’s easy to set up and I look at it everyday to keep on top of my finances. Reviewed on: 18th March 2021

Provides great visibility

5
Emma has a great usability and gives you a lot of well organised data in order to take the control of your personal and family finance. Reviewed on: 18th March 2021

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