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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Excellent Platform

Does everything you want it to do in one place and allows you to manage your finances accurately. API's in place are great for seeing all your savings. Haven't won a quiz yet and would be nice if they publish those who win, but one day hopefully... Keep going! Reviewed on: 18th March 2021

Great app

Easy to use, very trendy and makes managing my budgets much easier Reviewed on: 18th March 2021

Quick and easy to see where my money is going

Great for organising all of my accounts and see exactly what my realistic budget should be, setting it, and maybe some day I will stick to it, too! I also love the subscriptions feature and bills comparison for finding the best deal. Reviewed on: 18th March 2021

The killer app we were waiting for

This app has managed to bundle so much functionality into a very sleek looking intuitive UI - connectivity to my banks is seamless so I have to give it 10 out of 10 Reviewed on: 18th March 2021

If you've a few accounts this is what you need.

Great app, see your balances across a range of different accounts. Also set budgets for different types of expenditure. Very good. Reviewed on: 18th March 2021

Easy To Manage, no hassle.

I am new customer to Emma, I am very happy with the data it provides me with, from my spending to budgeting and offers awareness to many cost saving products, I have great trust in the App linking it to my bank it's very understandable and convenient. Reviewed on: 18th March 2021

Excellent app

Great app that helps me budget, connects with all accounts, no bugs Reviewed on: 18th March 2021

Great app!

Easy to use and so convenient for keeping track of outgoings. Reviewed on: 18th March 2021

EMMA IS THE FINANCIAL APP OF THE FUTURE

Easy, fun notifications, down with the kids and affordable Reviewed on: 18th March 2021

Best for changing relationship with money

As stated above, this app - particularly the Pro feature - is game changing. I’m able to view my money in real time and concurrently shows me all live, pending transactions. All my money in one place gives me a sense of achievement and a firmer grip on where my money is going. Further helps me to rethink certain purchases and decide instead to save my money! Couldn’t ask for more! Thank you! Reviewed on: 18th March 2021

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