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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Better than snoop

5
Easy to use and really helpful in my journey to getting debt free Reviewed on: 18th March 2021
Julie Shellab's avatar
Julie Shellab

Cute little app for saving/investing

5
I find saving and investing so dull but I look forward to it with Emma’s cute interface! It feels like a fun game and I just love seeing my investment rise ;) Reviewed on: 18th March 2021
FK's avatar
FK

Help for a very disorganized person

5
I found Emma to be really helpful to keep track of my spending and be more aware of my spending habits Reviewed on: 18th March 2021
adairandrea@hotmail.com's avatar
[email protected]

Useful

4
Clear to use and set out simply. Reviewed on: 18th March 2021
elliewhalley2012@gmail.com's avatar
[email protected]

Great for savings

5
This is the first time in my life I’ve ever felt on top of my savings and finances. Since downloading Emma I haven’t been in my over draft once!! Reviewed on: 18th March 2021
Sarah Connemore's avatar
Sarah Connemore

Easy way to track spending

4
Easy way to track spending, nice weekly updates. Reviewed on: 18th March 2021
Jess's avatar
Jess

Great way of keeping track across accounts

5
Emma is a great way of managing payments across different accounts. I use it to track payments from PayPal and credit cards, to tally charitable donations for my tax return budget and help with remembering work expenses. It’s easy to set up and I look at it everyday to keep on top of my finances. Reviewed on: 18th March 2021
frances@sw1v.org's avatar
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Provides great visibility

5
Emma has a great usability and gives you a lot of well organised data in order to take the control of your personal and family finance. Reviewed on: 18th March 2021
whoknows's avatar
whoknows

Like having a best mate

4
Who doesn't want a best mate called Emma. Regular quizzes with chances of winning cash. Daily balance updates, alerts when you receive money. Reviewed on: 18th March 2021
Philheal's avatar
Philheal

Great Insight

5
With Emma I have been given a better insight into my spending habits and enabled me to budget and manage my money better. Reviewed on: 18th March 2021
Ian Broughton's avatar
Ian Broughton

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