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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Better than snoop

Easy to use and really helpful in my journey to getting debt free Reviewed on: 18th March 2021

Cute little app for saving/investing

I find saving and investing so dull but I look forward to it with Emma’s cute interface! It feels like a fun game and I just love seeing my investment rise ;) Reviewed on: 18th March 2021

Help for a very disorganized person

I found Emma to be really helpful to keep track of my spending and be more aware of my spending habits Reviewed on: 18th March 2021

Useful

Clear to use and set out simply. Reviewed on: 18th March 2021

Great for savings

This is the first time in my life I’ve ever felt on top of my savings and finances. Since downloading Emma I haven’t been in my over draft once!! Reviewed on: 18th March 2021

Easy way to track spending

Easy way to track spending, nice weekly updates. Reviewed on: 18th March 2021

Great way of keeping track across accounts

Emma is a great way of managing payments across different accounts. I use it to track payments from PayPal and credit cards, to tally charitable donations for my tax return budget and help with remembering work expenses. It’s easy to set up and I look at it everyday to keep on top of my finances. Reviewed on: 18th March 2021

Provides great visibility

Emma has a great usability and gives you a lot of well organised data in order to take the control of your personal and family finance. Reviewed on: 18th March 2021

Like having a best mate

Who doesn't want a best mate called Emma. Regular quizzes with chances of winning cash. Daily balance updates, alerts when you receive money. Reviewed on: 18th March 2021

Great Insight

With Emma I have been given a better insight into my spending habits and enabled me to budget and manage my money better. Reviewed on: 18th March 2021

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