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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app, helped me to save

Great app, opened for 200 days in a row Reviewed on: 18th March 2021

Great app for managing your finances

Love the daily alerts, budgets and planning tools. Reviewed on: 18th March 2021

Emma makes budgeting fun

I've had Emma for 9 months and I still use it as much as I did in the first month. I love the Pro features because of the flexibility. It really does automate so much of the faff that comes with budgeting, which makes keeping track of spending easier and even enjoyable (who would have thought!) This app has had the biggest effect on my life and finances than any other I use. Reviewed on: 18th March 2021

Best in market

After trying a few different apps, Emma definitely stood out as the best in the pack in terms of features and user friendliness. Reviewed on: 18th March 2021

Very easy to use and helpful.

I was able master the app in less than 60 seconds after I downloaded it and is very helpful towards my expenditures. Reviewed on: 18th March 2021

Easy budget planner

It’s the first time that app has pulled together all my accounts into one place and provides a clear and easy to use budget planner Reviewed on: 18th March 2021

Simple sensible budget app

I love Emma. It’s really simple, which is its charm. Reviewed on: 18th March 2021

Valuable tool

The Emma app is the most useful finance app I have found so far and it simplifies my understanding of where my money is spent. Reviewed on: 18th March 2021

No more financial anxiety!

This app has single-handedly managed to help me get control over my finances. And somehow it has made budgetting... fun?! How? It’s incredible. Reviewed on: 18th March 2021

Amazing

Get a notification each morning regarding how much money I have in the account and how much I spend over budget. Amazing Reviewed on: 18th March 2021

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