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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

So helpful

5
Great features, not overwhelming, easy to understand. Thank you Reviewed on: 5th April 2023

Very good app

5
This is a great app helps me a lot. Reviewed on: 5th April 2023

Great banking app

4
Great banking app very unique qualities and easy to navigate accepted by alot of businesses and card designs are so cool. Would recommend to family and friends. Reviewed on: 5th April 2023

Useful monitoring tool

4
Simple to set up and use, I fins Emma really useful to track / monitor my spending and saving. Having a simple overview of things has helped me better understand and reign in my spending, helping me save more. Reviewed on: 5th April 2023

Great app

5
Amazing app, it has helped me to budget between multiple accounts with ease. I also love being able to transfer money using the same app. Reviewed on: 5th April 2023

Great personal finance app

4
Great personal finance app. Easy to use and plenty of features Reviewed on: 5th April 2023

Great app development and support

5
App gets constantly updated with new features being added, support team manages to get back to people in a timely manner, offers great saving products + best budgeting and financial health features out there Reviewed on: 5th April 2023

Amazing!!

5
Saved money even when I found it very hard too Reviewed on: 5th April 2023

Great financial ap

4
Easy to operate and very user friendly . Extremely helpful in helping to manage finances under the current circumstances . Highly recommend using this ap Reviewed on: 5th April 2023

Very helpful

4
Very helpful for getting your spending under control. Good saving and investing options available. Reviewed on: 5th April 2023

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