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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Fantastic app!

5
Emma is an amazing app that solved my complicated finances Reviewed on: 5th April 2023

What gets measured gets managed

5
By measuring my spending I am now way more aware of my spending Reviewed on: 5th April 2023

Lovely

5
Very useful app, definitely would recommend Reviewed on: 5th April 2023

Very good and helpful

5
Very helpful and points you in the right direction with tips and advice Reviewed on: 5th April 2023

Extremely helpful

5
Emma has helped me to understand the benfits of saving money! Reviewed on: 5th April 2023

Easy to use

5
All your bank and credit cards in one place so that you can easily see how much money you (don't!) have. Thoroughly recommend. Reviewed on: 5th April 2023

A Lifesaver for My Finances: Emma, the Ultimate Saving App

4
Emma is a financial lifesaver that simplifies expense tracking and budgeting with its user-friendly interface and intuitive tools. By connecting your accounts and offering a comprehensive dashboard, this app helps you create custom budgets, monitor spending patterns, and receive proactive insights for smarter financial decisions. Emma's robust security features ensure that your personal data remains safe while you work towards achieving financial freedom. In a nutshell, Emma is a must-have app for anyone seeking an efficient way to save money and gain control over their expenses Reviewed on: 5th April 2023

Amazing app to manage my family finances

5
It’s great to have the inclusion of credit cards and current account in the app that categorises the spending as it happens. With the budgeting widgets this makes managing my spending goals much easier to manage and putting by any extra into the savings pots means I have money for a rainy day or treats. Reviewed on: 5th April 2023

Amazing and Perfect!

5
Amazing well rounded app, which I can make budgets for my spendings for free! Reviewed on: 5th April 2023

Very handy

5
Good for keeping an eye on my finances Reviewed on: 5th April 2023

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