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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Excellent App

5
Emma is a handy tool to have to keep you on track! I love all the options which means you can make your money easy. Thanks Emma Reviewed on: 5th April 2023

Excellent product

5
I absolutely love this app, it helps me to see my outgoings and what I can save each month Reviewed on: 5th April 2023

Great app

5
Great and useful app, I always recommend this to my family and friends Reviewed on: 5th April 2023

excellent card

5
Very good and nice service/ Very developed application. Reviewed on: 5th April 2023

What I think of it

5
It's an amazing app It works like a charm definitely would get friends and family to use it Reviewed on: 5th April 2023

Perfect

5
The perfect savings app, really easy to use, my kids love it too! Reviewed on: 5th April 2023

Best

5
For me I think Emma is the best have had Reviewed on: 5th April 2023

Excellent and perfect

5
Excellent service 100% recommended, the service is perfect Reviewed on: 5th April 2023

One view of my finances

5
Able to group all my bank accounts together, including some in different currencies, to have an accurate view of my spending at all times. Easy to use! Reviewed on: 5th April 2023

Great service

5
Really useful app for saving money Reviewed on: 5th April 2023

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