Smart Money People Logo

first direct: Current Account reviews

4.68
Based on 1,344 reviews, last reviewed 23rd Apr 2025
790% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Does what it says on the tin. Does what it says on the tin. Excellent and easy to use App and excellent customer service. Reviewed on: 18th April 2025
Vicki K's avatar
Vicki K

Latest lowest rating:

1

Rejected for being unemployed Applied for current account for the £175 switching bonus - application rejected because I am unemployed - disgusting! Reviewed on: 23rd April 2025
James's avatar
James

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

Review first direct: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

first direct Current Account reviews (1344)

Simply the best

5
All you want from a bank. Customer service the best!. unbeatable overdraft offers available to almost all. Easy to use app and website, no need for branches. would and have recommended to family and friends. Switched 2 years ago and wouldn't leave Reviewed on: 1st May 2017

Well worth the switch

5
Opened an account to take advantage of their switching offer. Customer service was excellent, switch was quick, easy and hassle free. I can access all my details on my app and the layout makes internet banking quick and easy. Reviewed on: 4th April 2017

Great Customer Service

5
Great, helpful, polite customer service leading to an easy to use account with no troubles at all! Reviewed on: 4th April 2017

Great customer service

5
Get money for switching (which went flawlessly) and any time I have to call customer service there is no press this button and that button I just get straight through to someone in a UK call centre. Reviewed on: 4th April 2017

Regular Saver

5
Have a first direct current account enables me to have a regular saver at a brilliant 6% Reviewed on: 28th March 2017

Excellent bank

4
I change my bank account two years ago to first direct and there customers services is excellent. Unlike other banks that fob you off this bank wants to help and always resolves any issues you have. Reviewed on: 15th March 2017

Simple online banking

5
I have been with First Direct for at least 20 years and I can honestly say it has been a positive experience. Online banking is a breeze. I have always had excellent customer service with helpful and polite staff being at available at all times. Reviewed on: 13th February 2017

Excellent Service

4
Very easy switching service and the money came in very handy :) Very easy to use online banking service also. Reviewed on: 12th February 2017

Trustworthy and highly recommended

5
I have rarely had need to contact First Direct, but when I have, the customer service has been excellent. I have been extremely happy with the ongoing service I have received and do not plan on leaving. Reviewed on: 12th February 2017

First Direct Account

4
Very good current account, good customer service. Reviewed on: 12th February 2017

Do you have a different first direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

first direct has a range of products available. Check the ratings of each product to find the right one for you. View all products