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first direct: Regular saver reviews

4.77
Based on 150 reviews, last reviewed 20th Aug 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great for building savings This is a good product for building savings and getting into the habit of putting money aside each month. Just make sure you understand the terms and ... Read more Reviewed on: 20th August 2026
Daniela R's avatar
Daniela R

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024
David's avatar
David

About this product

With the first direct regular saver account, you can save between £25 and £300 per month up to £3,600 per year.

The first direct regular saver is available to first direct 1st Account customers. Interest is calculated daily and paid after 12 months. You can apply in just a few minutes via the first direct app or online bank.

first direct regular saver reviews help you find out what it’s like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Regular saver reviews (150)

Review of the first direct, Regular saver:

VERY GOOD CUSTOMER SERVICE

5
top bank, great AER, highest interest rate and also love the app simple and highly secure! Reviewed on: 28th November 2018

What a great rate!

5
Fantastic rate for those who have a regular amount to save and can put away for 12 months. I do one each year Reviewed on: 10th April 2023

Great interest rate

5
7% on a regular saver linked to my current account. Easy to keep an eye on and very rewarding. Reviewed on: 7th April 2023

Can't beat the interest

5
First direct offers 7% Interest annually on their regular saver account when you switch to their first account. Reviewed on: 4th April 2023

The best bank

5
First direct are excellent. They pick up the phone after 2 rings. Service is second to none Reviewed on: 3rd April 2023

Best customer service!

5
Really excellent 24 hr customer service on the app and the best interest rates out there! Reviewed on: 3rd April 2023

What's not to like

5
Fantastic monthly savings accout for a year,with 7% interest rate, great for saving for rainy day, what's not to like. Reviewed on: 3rd April 2023

Excellent Regular Saver Account, Excellent Service

5
I’ve had several first direct savers since I joined them when they first started. This product is excellent and has had all sorts of people scrabbling to open one this year, even before the in-year rate increase. Reviewed on: 27th March 2023

Best savings rate available

5
Great savings rate on regular saver account. Even increased the rate for existing regular saver accounts. Good customer service. Reviewed on: 26th March 2023

Great money

5
I switched to First Direct and it has been a game changer. The most appreciated product is the regular saver account offers a 7% interest that helps me to put money aside beating my mortgage rate little by little Reviewed on: 22nd March 2023

Great saving account

5
Excellent interest rate for £300/month investment over a year. Funds have to remain in the account to receive income. Great ‘forced’ savings, which suits my retired lifestyle Reviewed on: 21st March 2023

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