Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

They acted quickly when I needed a replacement car i...

5
They acted quickly when I needed a replacement car in the lead up to a busy time in my life. Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Brian! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

Great customer service and easy to apply

5
Great customer service and easy to apply Reviewed on: 7th July 2026
Reply from First Response Finance We’re happy that we could help you Greg! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

The whole process was made easy, no issues at all.

5
The whole process was made easy, no issues at all. I got to pick a payment plan that suited myself. All done online so easily. Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Helen! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

Was able to set up a good package

5
Was able to set up a good package Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Richard! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

Have been with them years so so good

5
Have been with them years so so good Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Kai! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

Great company would use again

5
Great all run smoothly, helped me out with not so good credit Reviewed on: 7th July 2026
Reply from First Response Finance We’re happy that we could help you Kyfer! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

BEST COMPANY EVER

5
my experience has been nothing but a dream, quick turnaround with application and payout helpful and reliable staff Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Garry! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

First response are awesome

5
First response were amazing from the start and very understanding of my financial history! I couldn’t be happier Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Andrushka! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

The best services I had ever recieved

5
The have been none stop helpful from the minute I had contacted them. I recommend this company to everyone everything. The customer services is outstanding. They all should be proud of them selves expecially when I am someone who struggles with communications and speaking to people and they made me feel very welcome and comfortable to be able to speak Reviewed on: 7th July 2026
Reply from First Response Finance We’re happy that we could help you Bryony! Response date: 7th July 2026
First Response Finance's avatar
First Response Finance

Im on my 2nd car finance from them.

5
Im on my 2nd car finance from them. They have been excellent from start to finish. Customer service was great and they were extremely helpful all through the process. They are very easy to deal with and I had no problem finding a garage who dealt with them. I would definitely recommend them to anyone looking for a reputable company for finance. Reviewed on: 7th July 2026
Reply from First Response Finance It's great to see that you're a returning customer of ours Dale! We hope you're happy with your new car. Response date: 7th July 2026
First Response Finance's avatar
First Response Finance