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First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
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Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
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Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6931)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
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First Response Finance

Nice and easy to apply , easy got money, recommend...

5
Nice and easy to apply , easy got money, recommend Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Akim! Response date: 30th April 2025
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First Response Finance

Great company

5
Great company easy to deal with Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Michael! Response date: 30th April 2025
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First Response Finance

I've bin a customer for many years now and very help...

5
I've bin a customer for many years now and very helpful Reviewed on: 28th April 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours Mark! We hope you're happy with your vehicle. Response date: 30th April 2025
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First Response Finance

I am on my second car financed through first respons...

5
I am on my second car financed through first response and my son is on his first and they have been excellent from start to finish with both us ,infact my son went with them because of my referral. Even helped me out when I had a issue with the first car I bought and the garage . Brilliant customer service which actually listen to you and speak to you as a person not just a credit report. Reviewed on: 28th April 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours David! We hope you're happy with your vehicle. Response date: 30th April 2025
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First Response Finance

Bad credit

5
Have bad credit only company that would deal with me Reviewed on: 28th April 2025
Reply from First Response Finance Thank you Graeme for the five-star review! Response date: 30th April 2025
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First Response Finance

Great service talked all the way through and was all...

5
Great service talked all the way through and was all done in a great time frame Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Nicola! Response date: 30th April 2025
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First Response Finance

They were quick and easy process no stress or hassle...

5
They were quick and easy process no stress or hassle Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Helen! Response date: 30th April 2025
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First Response Finance

An all round satisfactory experience.

5
An all round satisfactory experience. Website straight forward,, informative, and easy to navigate. The follow up discussion by telephone was professional, friendly and well conducted. Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Adrian! Response date: 30th April 2025
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First Response Finance

I had bad credit and just come out of an IVA, no oth...

5
I had bad credit and just come out of an IVA, no other car finance company would help me. First Reponse was excellent, went through my income and out goings throughly. Gave me the finance to purchase a car and to help build my credit score. Excellent service provided throughout. Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Sarah! Response date: 30th April 2025
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First Response Finance

They are good finance company and had no problem at...

5
They are good finance company and had no problem at all Reviewed on: 28th April 2025
Reply from First Response Finance Thank you Rachel for the five-star review! Response date: 30th April 2025
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First Response Finance