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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (8000 reviews)

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4.87

Based on 7,999 reviews, last reviewed 24th Jul 2026

381% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

First Response provided really friendly correspondence

First Response provided really friendly correspondence when asking questions regarding the interest charged and we're understanding regarding my personal situation. Reviewed on: 11th June 2025

Reply from First Response Finance We’re happy that we could help you Paul! Response date: 17th June 2025

Worked through my application quick and made it real...

Worked through my application quick and made it really easy, had constant communication from them and as they supported me with all my questions Reviewed on: 11th June 2025

Reply from First Response Finance We’re happy that we could help you Ally! Response date: 17th June 2025

4th finance agreement ! Says it all

Currently have 2 finance agreements running with FRF one for my car and the other my motorbike, this takes my total finance agreements with them up to 4 in the last 4/5 years. Everything is very clear throughout the borrowing process and being able to get early repayment options and settlement figures at the touch of a button is great. No fuss service, Ive been messed around with other finance providers in the past trying to change terms after you’ve already agreed your obligations and put a deposit down. However with FRF even though the APR is slightly higher than some it’s been very transparent with no hidden costs Reviewed on: 11th June 2025

Reply from First Response Finance We’re happy that we could help you! Response date: 17th June 2025

First Response was the first car finance that suppor...

First Response was the first car finance that supported my business and since then we never look back. I will do more business with them. Reviewed on: 11th June 2025

Reply from First Response Finance That's great to hear, thank you David! Response date: 16th June 2025

My first time financing a car and I have never felt...

My first time financing a car and I have never felt so at ease they really help you and there is so many options to choose from Reviewed on: 11th June 2025

Reply from First Response Finance That's great to hear, thank you Eli! Response date: 16th June 2025

A great all round car finance company - very accommo...

A great all round car finance company - very accommodating from start to finish. Highly recommend. Reviewed on: 11th June 2025

Reply from First Response Finance That's great to hear, thank you James! Response date: 16th June 2025

Have 2 agreements with you and will continue to do i...

Have 2 agreements with you and will continue to do in the future Reviewed on: 11th June 2025

Reply from First Response Finance That's great to hear, thank you Wayne! Response date: 16th June 2025

Easy and straightforward , pleasant to deal with.

Easy and straightforward , pleasant to deal with. Would highly recommend Reviewed on: 11th June 2025

Reply from First Response Finance That's great to hear, thank you Maria! Response date: 16th June 2025

Amazing no problem at all really easy process

Amazing no problem at all really easy process Reviewed on: 11th June 2025

Reply from First Response Finance That's great to hear, thank you Steven! Response date: 17th June 2025

The application process for my van finance was quick...

The application process for my van finance was quick and the forms were easy to understand. It took me less than 48 hours from when I submitted my forms to me receiving the van I had bought. Reviewed on: 11th June 2025

Reply from First Response Finance Thank you Phibeon! We hope you're happy with your new van. Response date: 17th June 2025

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