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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
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Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (7989)

Easy from start to collection ,quick and simple

5
Easy from start to collection ,quick and simple Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Mark! Response date: 12th June 2025
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First Response Finance

Excellent and prompt service and speedy replies to a...

5
Excellent and prompt service and speedy replies to all queries. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 12th June 2025
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First Response Finance

I have been using first response finance for seven y...

5
I have been using first response finance for seven years and never had an issue, friend call holders and always on hand to answer any questions you might have. Reviewed on: 11th June 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours Chelsie! We hope you're happy with your vehicle. Response date: 12th June 2025
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First Response Finance

Excellent service from strat to finish

5
Excellent service from strat to finish Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Catriona! Response date: 12th June 2025
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First Response Finance

Going that extra mile.

5
After one car seller broke the rules of business they blocked that sales finance and went and found me the same model from another dealer. Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you Trevor! Response date: 12th June 2025
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First Response Finance

Call them! They’re great 10/10

5
I relocated from Australia and had no credit scoring. They phoned me to understand my situation, a decent conversation with a real human which is so rare these days. It was so easy, very welcoming and friendly and the paperwork was very simple. Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you Christina! Response date: 12th June 2025
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First Response Finance

Simple, stress free financing

5
Excellent from start to finish, made the whole process of financing my car very easy, lovely helpful staff. Very quick process with no stress, would definitely use again to finance my next vehicle. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Sascha! Response date: 12th June 2025
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First Response Finance

I have two finances with them and both have been out...

5
I have two finances with them and both have been outstanding! I had issues with the first one and they dealt with it quick and efficiently. The best finance company on the market by far and have always been in hand for anything I’ve needed! Thank you! Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 12th June 2025
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First Response Finance

Have used the company twice now and always been very...

5
Have used the company twice now and always been very happy with the service . The live chat is so easy and simple to use and much more convenient when I am working . Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you Mel! Response date: 12th June 2025
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First Response Finance

They have been so helpful throughout the process of...

5
They have been so helpful throughout the process of arranging my finance to get my car. All staff I have dealt with have been very friendly and extremely professional. Any questions I asked were answered fully and they kept in touch with me throughout the entire process. They were brilliant and I couldn't have asked for better. Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you Laura! Response date: 12th June 2025
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First Response Finance

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