Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Efficient and Quick Car Finance

5
Car finance all completed online, very quick process from start to finish. Staff friendly and very responsive to any queries. Payment was made immediately to the garage once car finance agreement was signed. Staff helpful and knowledgeable with car options and requirements. Reviewed on: 29th April 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

Low Credit Approved

5
i have a low credit score and they offered me a price that wasn’t awful in interest and meant i could get my car which has been life changing when most other companies didn’t give me a chance because of my credit! Reviewed on: 29th April 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

These guys exceeded my expectations as I didn't thin...

5
These guys exceeded my expectations as I didn't think I would ever get finance but the support and customer service above all else was amazing Reviewed on: 29th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

good sevice

5
one call to you and we was good go with the car finance Reviewed on: 29th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

Good customer service

5
Good customer service very helpful would recommend Reviewed on: 29th April 2025
Reply from First Response Finance That's great to hear, thank you Julie! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

Always got help when iv needed it

5
Always got help when iv needed it Reviewed on: 29th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

Excellent and really easy to deal with from start to...

5
Excellent and really easy to deal with from start to finish Reviewed on: 29th April 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

Great customer service very helpful

5
Great customer service very helpful Reviewed on: 29th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

Really good, can't fault them.

5
Really good, can't fault them. Good communication if your struggling to pay. Reviewed on: 29th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance

king first response

5
very easy and friendly staff superstar Reviewed on: 29th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
First Response Finance's avatar
First Response Finance