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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
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Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
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Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
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First Response Finance

very easy fast and very friendly team

5
very easy fast and very friendly team Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Umair! Response date: 30th April 2025
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First Response Finance

The best car finance experience ever

5
I was introduced to First Response Finance when I was looking to change my car. I was struggling to find a creditor that would help me. First Response were extremely welcoming and gave me the best rates for someone in my situation. Everything was sorted so quickly and efficiently and I had my new car in no time! Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Winter! Response date: 30th April 2025
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First Response Finance

Excellent service

5
The experience I’ve had from start to finish has been incredible and that’s why I was happy to renew for a new car Reviewed on: 28th April 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours Daniel! We hope you're happy with your new car. Response date: 30th April 2025
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First Response Finance

10/10... Fantastic Company

5
Fantastic customer service and communication from start to finish. I find the new car process very stressful and FR helped take alot of that stress away. They are helpful, friendly and professional with all processes and actions explained clearly. They even assisted myself when having issues with a dealer over warranty concerns. I cannot recommend FR enough and I will 100% be using them for my next car. Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you Victoria! Response date: 30th April 2025
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First Response Finance

Very good and helpful.

5
Very good and helpful. Got my loan in 3 days of applying. Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Jaeden! Response date: 30th April 2025
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First Response Finance

Very helpful with everything that i needed aetting u...

5
Very helpful with everything that i needed aetting up finance Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Dale! Response date: 30th April 2025
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First Response Finance

Good communication throughout!

5
Good communication throughout! Put finance in place very quickly! Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Mark! Response date: 30th April 2025
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First Response Finance

Great first finance!

5
Never used car finance before but they made it simple and easy to do and keep you updated with any and all changes well in advance. Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 30th April 2025
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First Response Finance

Fantastic experience.

5
Fantastic experience. Friendly professional support Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you Mandy! Response date: 30th April 2025
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First Response Finance

Good company

5
Never have to contact the company, which is a good thing I can just pay my payment every month and not worry. When applying the process was quick and easy Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you Steph! Response date: 30th April 2025
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First Response Finance