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First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6931)

Review of the First Response Finance, Car finance:

Great experience

5
Very easy to setup with great customer care. Reviewed on: 13th August 2021

I have got very poor credit but I need to buy a car...

5
I have got very poor credit but I need to buy a car for my work then here I got response from first response finance and they helped me to get my first car with them. Reviewed on: 25th April 2024

Hassle free from start to finish.

4
Hassle free from start to finish. Reviewed on: 25th April 2024

First class!

5
First class! Always there if you need them!luckily I’ve never needed help as it’s run so smoothly but I know if I did, they are just a phone call away. Reviewed on: 25th April 2024

They listened and helped.

5
They listened and helped. The guy handling my application went through all information and was very helpful Reviewed on: 25th April 2024

Straightforward application and quick service.

5
Straightforward application and quick service. Flexible payment terms too which was ideal for our circumstances Reviewed on: 25th April 2024

The whole experience from the onset was easy and gre...

5
The whole experience from the onset was easy and great transaction if to getting the vehicle I wanted was seamless. Reviewed on: 25th April 2024

After the car I wanted for awhile

5
When I applied for finance I was excepted with no problem and am happy with my new vehicle Reviewed on: 25th April 2024

Really helpful was anxious about getting credit as I...

5
Really helpful was anxious about getting credit as I haven’t had much before. Really personal touch was glad to be able to speak with a representative rather than just a generic computer generated response, feel I got a good deal on comparison with other offers where I had not managed to speak with an actual representative meaning I got a good value for money deal considering my circumstances. Also like the east to use website where you can amend your schedule to work out payments etc Reviewed on: 25th April 2024

Great customer service and helped a lot

5
Great customer service and helped a lot Reviewed on: 25th April 2024

Helpful staff guided us through our application clea...

5
Helpful staff guided us through our application clearly Reviewed on: 25th April 2024