Smart Money People Logo
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (6932)

Very helpful and friendly

5
They helped me get car finance with affordable payments, I would highly recommend. Reviewed on: 11th August 2021
Mick Brogan's avatar
Mick Brogan

Great service

5
Never had one issue. Been a customer for a few years now and will definitely use again. Reviewed on: 11th August 2021
Steve Stumpalot's avatar
Steve Stumpalot

Fair and Affordable

5
First Response are there for the people with less than perfect credit. Looking beyond your past and taking into account where you are today. I can't recommend them enough. We have been with them for almost 10yrs. And would not go anywhere else Reviewed on: 11th August 2021
Dee2711's avatar
Dee2711

Too Many To Mention

5
I hear regularly that customers who have chosen First Response Finance, experience an amazing level of service and a lender who has their interests at heart. Reviewed on: 11th August 2021
Gerry Archer's avatar
Gerry Archer

Fast and smooth

5
They have been the only one to help me out ! Thank you ! Reviewed on: 11th August 2021
Cornel Manu's avatar
Cornel Manu

Thanks to first response

5
Without first response I would not have bought my BMW 3 series. I asked other finance companies for 4 years finance on my new car but they would only give 3 , first response came along and gave me that option and the repayments was even more affordable every month. Reviewed on: 6th August 2021
MattRRF90's avatar
MattRRF90

Excellent company. Easy to use

5
Quick and easy application process but also very informative and always explained in an easy to understand manor. I have always been able to get through to someone if I’ve needed to and they’ve always been polite and managed to help me with my query, I’ve had 2 cars on finance now and both have been perfect and made so stress free. Reviewed on: 5th August 2021
Ebony Vardy's avatar
Ebony Vardy

Excellent experience

5
Very quick, very easy and a super friendly company to deal with Reviewed on: 4th August 2021
Andrew Cannings's avatar
Andrew Cannings

A great company to deal with

5
I’ve used First Response a number of times and have always found them helpful, polite and very understanding of my requirements. I would not hesitate in recommending them. Reviewed on: 14th June 2021
Gary Watson's avatar
Gary Watson

Very polite but still professional

5
Great dealings with all staff very helpful and knowledgeable Highly recommended Reviewed on: 5th June 2019
Trigmister1987's avatar
Trigmister1987

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill