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First Response Finance: Car finance reviews

4.95
Based on 6,929 reviews, last reviewed 5th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

Would not even give this place 1 star . Would not even give this place 1 star . Got a car on finance from tollbar motors from first response finance and had problems from day 1 with the car ... Read more Reviewed on: 5th February 2026
Tez's avatar
Tez

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (6929)

Too Many To Mention

5
I hear regularly that customers who have chosen First Response Finance, experience an amazing level of service and a lender who has their interests at heart. Reviewed on: 11th August 2021

Fast and smooth

5
They have been the only one to help me out ! Thank you ! Reviewed on: 11th August 2021

Thanks to first response

5
Without first response I would not have bought my BMW 3 series. I asked other finance companies for 4 years finance on my new car but they would only give 3 , first response came along and gave me that option and the repayments was even more affordable every month. Reviewed on: 6th August 2021

Excellent company. Easy to use

5
Quick and easy application process but also very informative and always explained in an easy to understand manor. I have always been able to get through to someone if I’ve needed to and they’ve always been polite and managed to help me with my query, I’ve had 2 cars on finance now and both have been perfect and made so stress free. Reviewed on: 5th August 2021

Excellent experience

5
Very quick, very easy and a super friendly company to deal with Reviewed on: 4th August 2021

A great company to deal with

5
I’ve used First Response a number of times and have always found them helpful, polite and very understanding of my requirements. I would not hesitate in recommending them. Reviewed on: 14th June 2021

Very polite but still professional

5
Great dealings with all staff very helpful and knowledgeable Highly recommended Reviewed on: 5th June 2019

Very helpful and very friendly

5
They were brilliant in helping me get my car finance funding as quick as possible and we're very helpful and friendly if something come up that might have hindered the application Reviewed on: 2nd May 2017

Very helpful

5
Extremely friendly, helpful and easy to deal with. Reviewed on: 4th April 2017

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