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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (8001 reviews)

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4.87

Based on 8,001 reviews, last reviewed 29th Jul 2026

151% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

The process is smooth and excellent.

The process is smooth and excellent, the team makes sure you understand every bit , you choose your favourable date for the payment every month which keeps you at peace . Reviewed on: 7th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 8th June 2026

Very helpful and quick in responding in dealing with...

Very helpful and quick in responding in dealing with request for car finance Reviewed on: 7th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 8th June 2026

Smashing company

Got my first car with them absolutely brilliant Reviewed on: 6th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 8th June 2026

Great to deal with very informative

Great to deal with very informative Reviewed on: 6th June 2026

Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 8th June 2026

I have had multiple car finances through them, and e...

I have had multiple car finances through them, and every time the process is straight forward, the staff are friendly and very helpful. They resolve any issue quickly. Reviewed on: 6th June 2026

Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 8th June 2026

Getting us out of a sticky situation

After an unsavoury experience with a car dealership selling us an incredibly dodgy car, First Response were so helpful in refunding us, and cancelling the finance agreement quickly and assured us it wouldn't affect us getting another policy. Once we found another car, they were so efficient in getting another policy up and running. Every member of staff I spoke to throughout the process was really friendly and attentive. Exactly what you hope for in such an otherwise stressful situation! Reviewed on: 6th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 8th June 2026

Spot on service they provide.

Spot on service they provide. I’ve been with them nearly a year and if I chose to finance a car again I would use them again. I like how I get regular emails with the payment reminders and if the day may change cause the payment is due in a weekend or bank holiday. Reviewed on: 6th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 8th June 2026

Overall review

Even though my credit score wasn’t that good as i havent lived long enough in Uk but got good finnance for my new car happy with it Reviewed on: 6th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 8th June 2026

Easy process and a prompt service

Easy process and a prompt service Reviewed on: 6th June 2026

Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 8th June 2026

Easy to set up, straight forward

Easy to set up, straight forward Reviewed on: 6th June 2026

Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 8th June 2026

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First Response Finance: Car finance reviews

151% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Best car finance provider 2025

First Response Finance Car finance reviews (8001)

I have used first response for years,no hassle and e...

The process is smooth and excellent.

Very helpful and quick in responding in dealing with...

Smashing company

Great to deal with very informative

I have had multiple car finances through them, and e...

Getting us out of a sticky situation

Spot on service they provide.

Overall review

Easy process and a prompt service

Easy to set up, straight forward

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