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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (8000 reviews)

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4.87

Based on 8,000 reviews, last reviewed 28th Jul 2026

166% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Positive from start to finish, major help when I had...

Positive from start to finish, major help when I had questions I needed to be answered and kept in touch since. Reviewed on: 6th June 2024

Quick and easy finance!

I took out my first car with first response finance last year and the process was very quick and easy. The same day the dealership put in for the finance I had a call which followed with emails and details added. Within 3 days or less I had finance on my new car and was ready to go! Couldn’t have gotten it any quicker! Thank you Reviewed on: 6th June 2024

Very easy very good service response to application...

Very easy very good service response to application was very fast Reviewed on: 6th June 2024

Excellent

Excellent experience I got the finance with less stress Reviewed on: 6th June 2024

Application process is really easy and flexible to c...

Application process is really easy and flexible to choose your car from any dealer. Reviewed on: 6th June 2024

Quick and Easy

Never had any problems and such simple and easy process. Reviewed on: 6th June 2024

Superstar

Very excellent manners from staff Reviewed on: 6th June 2024

Quick decision and very easy to talk to people and a...

Quick decision and very easy to talk to people and all the advice and guidance you need. Payments are adjusted to sort you individual needs be it monthly or weekly payment Reviewed on: 6th June 2024

Quick and easy, from competent staff

Quick and easy, from competent staff Reviewed on: 6th June 2024

Was very helpful getting my car repaired they dealed...

Was very helpful getting my car repaired they dealed with the car dealership and offered to get my car road worthy Reviewed on: 6th June 2024

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