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First Response Finance: Car finance reviews

4.87
Based on 8,000 reviews, last reviewed 28th Jul 2026
166% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026
Diane N's avatar
Diane N

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

All in all great service never had a problem with yo...

5
All in all great service never had a problem with you guys would recommend anyone to start finance with you Reviewed on: 6th June 2024

Honest review!

4
Managed to provided finance where other business were not able to. Not the worse APR rates even for poor/Bad Credit customers. Only issue I have found Is sometimes an issue trying to get in contact with customer services at time Reviewed on: 6th June 2024

Happy face

5
Sound customer support , reliable , efficient and happy to help Reviewed on: 6th June 2024

Easy no hassle loan, efficient team and all got sort...

5
Easy no hassle loan, efficient team and all got sorted out in a day. Reviewed on: 6th June 2024

The easiest finance company!

5
I financed my first car with first response and they were fantastic at moving my finance over when it was time to get a new car Reviewed on: 6th June 2024

Quick simple process.

5
Quick simple process. Picked the car and first response sorted the finance. Reviewed on: 6th June 2024

Extremely easy process from start to finish

5
Extremely easy process from start to finish Reviewed on: 6th June 2024

Very easy to deal and payments weekly which helps me...

5
Very easy to deal and payments weekly which helps me and very polite when you phone up. Reviewed on: 6th June 2024

Just great

5
Great service very helpful I love my new car Reviewed on: 6th June 2024

Very quick and appreciated.

5
Very quick and appreciated. Does the work accordingly as per the situation and need. Thanks a lot Reviewed on: 6th June 2024