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First Response Finance: Car finance reviews

View other First Response Finance products
4.88
Based on 7,964 reviews, last reviewed 10th Jul 2026
49850% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, great help when phoning with issues Easy to apply, great help when phoning with issues Reviewed on: 10th July 2026
Christopher g's avatar
Christopher g

Latest lowest rating:

1

Avoid them at all costs, bad customer service. Avoid them at all costs, bad customer service. Reviewed on: 9th July 2026
Michael G's avatar
Michael G
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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
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First Response Finance Car finance reviews (7966)

no issues

4
Been using these since 2025 and there’s been no issues Reviewed on: 5th June 2026
Amy Stubbs's avatar
Amy Stubbs
Reply from First Response Finance Thank you for the four-star review! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Fantastic and friendly service for my first time get...

5
Fantastic and friendly service for my first time getting car finance with a less than incredible credit history. The whole journey was smooth and the team really knew what they were doing with their due diligence to ensure that the car that I was receiving was suitable for my budget and needs. Reviewed on: 5th June 2026
Peter S's avatar
Peter S
Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Very friendly and understanding people and very help...

5
Very friendly and understanding people and very helpful Reviewed on: 5th June 2026
abcd efgh's avatar
abcd efgh
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Great company, straight to the point no messing or f...

5
Great company, straight to the point no messing or false hope Reviewed on: 5th June 2026
Daniel N's avatar
Daniel N
Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Customer Service

4
Had no real credit rating. Was supported which was very helpful, as needed vehicle for work. Agents were very helpful and prompt. It was very easy to get in contact with the company and get queries answered. Staff were always courteous and helpful. It was good experience. Reviewed on: 5th June 2026
Sha N's avatar
Sha N
Reply from First Response Finance Thank you for the four-star review! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Really easy and great very happy!

5
Really easy and great very happy! Reviewed on: 5th June 2026
Hanife s's avatar
Hanife s
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Financing my second vehicle with first response, eve...

5
Financing my second vehicle with first response, everything about the company is fabulous. Staff are help and friendly. Would highly recommend for your finance needs. Reviewed on: 5th June 2026
Jason clive's avatar
Jason clive
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Fast and easy process ,very helpful staff

5
Fast and easy process ,very helpful staff Reviewed on: 5th June 2026
David S's avatar
David S
Reply from First Response Finance Thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Amazing company, we're a happy family with our new car

5
I had a great experience with first response finance from the very start, I struggled to be accepted everywhere for car finance due to my credit score from my younger years. The process was quick and easy and the staff dealing with my application were amazing, I cant thank you enough for accepting me and giving my family a new car, thank you. Reviewed on: 4th June 2026
Ellie r's avatar
Ellie r
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Got me finance on a car that wasn’t very high apr de...

5
Got me finance on a car that wasn’t very high apr despite having a low credit score Reviewed on: 4th June 2026
Jonathan D's avatar
Jonathan D
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

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