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First Response Finance: Car finance reviews

4.87
Based on 7,990 reviews, last reviewed 18th Jul 2026
33967% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth transaction Smooth transaction from start to finish that suited my needs Reviewed on: 18th July 2026
Martin S's avatar
Martin S

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7990)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

With bad credit score First response was the only co...

5
With bad credit score First response was the only company that took into consideration my current situation (better job, well paid) instead of looking at my past mistakes. Couldn’t be better served, they took the chance with me and its been a great experience, I would definitely recommend to friends. Reviewed on: 28th April 2024

I have been using first response for many years they...

5
I have been using first response for many years they are my go to finance provider. That says alot Reviewed on: 28th April 2024

I found it hard to get finance but got it the same d...

5
I found it hard to get finance but got it the same day with you Reviewed on: 28th April 2024

Fantastic service

5
Very easy to apply, fairly looked at and great buying experience Reviewed on: 28th April 2024

was able to finance with bad credit history, helped...

5
was able to finance with bad credit history, helped me get back on the road Reviewed on: 28th April 2024

Highly recommend.

5
First response were really helpful when it came to finding the right car and despite not having the best credit score they were patient and still worked around it. Also, great customer service when things get confusing. Highly recommend. Reviewed on: 28th April 2024

Amazing finance company I love how they understand y...

5
Amazing finance company I love how they understand you and easy is to make payments. also I love the customer service very patience with the customer. Reviewed on: 28th April 2024

Great quality of service and friendly

5
Great quality of service and friendly Reviewed on: 28th April 2024

Nice company always ready for help

5
Nice company always ready for help Reviewed on: 28th April 2024

Polite, clear with instructions,.

5
Polite, clear with instructions,.helpful woth finding the right car and paid quickly Reviewed on: 28th April 2024