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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

A quick and pleasant experience with friendly, helpf...

5
A quick and pleasant experience with friendly, helpful and knowledgeable people. 5 stars all round. Reviewed on: 25th April 2024

I’ve had such a positive experience with first respo...

5
I’ve had such a positive experience with first response finance, they’ve helped me in so many ways and are very easy to contact! The process is so easy and they go above and beyond to ensure payments are right for everyone! Thank you :) Reviewed on: 25th April 2024

Easy and smooth process with good customer service.

5
Easy and smooth process with good customer service. Will recommend. Reviewed on: 25th April 2024

Very quick to deal with and all was sorted within a...

5
Very quick to deal with and all was sorted within a couple of days. I picked a vehicle and drove it away two days later. Reviewed on: 25th April 2024

Unreal experience with the company

5
Unreal experience with the company Reviewed on: 25th April 2024

I had a very bad credit score.

5
I had a very bad credit score. A single mum who was desperately in need for car. Every other company kept rejecting me. But first response really came through for me Reviewed on: 25th April 2024

Excellent experience because using this finance got...

5
Excellent experience because using this finance got me my dream bike Reviewed on: 25th April 2024

Excellent service gave me finance when nobody else w...

5
Excellent service gave me finance when nobody else would Reviewed on: 25th April 2024

Excellent service

5
Excellent and understanding service from all personnel l dealt with. Reviewed on: 25th April 2024

I'll definitely use again

5
So quick and easy. Great experience. Highly recommend Reviewed on: 25th April 2024