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First Response Finance: Car finance reviews

4.88
Based on 7,985 reviews, last reviewed 14th Jul 2026
50850% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision, good value car finance. Quick decision, good value car finance. Reviewed on: 14th July 2026
Mr S V Yelland's avatar
Mr S V Yelland

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7988)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

They help me low payments over abit more time to pay...

5
They help me low payments over abit more time to pay so more affordable. So spoke to customer service and I changed payment dates . Reviewed on: 25th April 2024

Ford Puma ST Finance

5
They managed to provide finance for my second car without any issues. Great customer service! Reviewed on: 25th April 2024

Very friendly an quick had no problems getting my ca...

5
Very friendly an quick had no problems getting my car sorted !!! Reviewed on: 25th April 2024

Been using first response now for a few years, and h...

5
Been using first response now for a few years, and honestly cannot fault the staff, the level of service is exceptional. Reviewed on: 25th April 2024

I wouldn't go anywhere else

5
Easy, no hassle, simple process and great staff Reviewed on: 25th April 2024

bought my first car with this finance company and be...

5
bought my first car with this finance company and been great so far Reviewed on: 25th April 2024

Excellent service

5
Very happy good customer service Reviewed on: 25th April 2024

Helpful and easy

5
I struggled to find the right place for me and once I found first response I couldn't be happier with my service. It's easy touse to find out about your outstanding balance and the website is easy to navigate they were quick on responding when I had questions and when filling out my application. Reviewed on: 25th April 2024

Excellent customer service.

5
Excellent customer service. Have a low credit rating as I pay everything in cash, but i explained my circumstances and they said yes. I have now getting a better credit rating and its thanks for this company having the faith in me. Reviewed on: 25th April 2024

Straightforward and hassle free transaction and comm...

5
Straightforward and hassle free transaction and communications Reviewed on: 25th April 2024